What Would You Do If You Won The Lotto?

Windfall is defined by Merriam-Webster as “an unexpected, unearned, or sudden gain or advantage.”

A windfall is when you receive a surprise bonus or an unexpected raise in salary from your boss. Or when you get a tax refund. Or when you won a cash prize in your company’s Christmas party raffle draw.

My more meaningful term for windfall? Blessings. Continue reading What Would You Do If You Won The Lotto?

How to Recover from Investment Failures

Some people have gotten tired of investing their money because of past failures and wrong decisions. Discouraged by losses brought about by the global financial crises in the past, many have chosen to be too “conservative” that they just leave all their money in savings and time deposit accounts. Or worst, they just keep them under their pillows.

Taking risks again after losing thousands of bucks from failed businesses and investments may not be very easy. You may say you have learned your lesson well and therefore decided not to invest again. However, this is a wrong approach of learning from life’s failures.

Here are three proper ways to learn and move on from all these bad experiences. Continue reading How to Recover from Investment Failures