Are You Really Ready For Christmas?

First morning back in the Philippines after about 400 days of being away on a mission for my family and fellowmen. It felt so good having to pray, reflect, and attend a solemn Christmas worship service/Mass at the Greenbelt Chapel before working on a project related to my financial literacy advocacy.

Many of us have taken the first steps to achieving financial freedom in the past year. Some have improved their financial conditions after realizing the importance of frugality. Others have finally harvested the fruits of their labor through their investments.

When new investors and interested individuals ask, “Are we ready to invest?”, financial planners and advisors would always mention about proper spending habits, debt elimination, insuring one’s self, building emergency funds, among others. Continue reading Are You Really Ready For Christmas?