Are you keeping up with the Joneses and the Kardashians?
Do you feel small just because you can’t buy the things that you “need” but your neighbors can buy anything they “want”?
Comparing our limited financial capacity with others is oftentimes the main reason why we make bad spending decisions.
It makes our flesh weak and the pocket even weaker. Continue reading Are You Suffering From Comparisonitis?
I was buried in debts. And I still owe good debts from some friends and relatives that I promise to pay soon. 😛
But here’s the thing: I don’t create new bad debts.
I just wonder how some friends and relatives earning no more than Php15k a month can afford to go to Singapore or Palawan (as evidenced by their latest photos in social sites) and afterwards borrow from other friends who themselves have never been to such places in their whole life. Piso fare, perhaps?
What would you feel if a minimum-earning neighbor play Zombie games on his iPad as you pass by their house while you, YOU who have been itching to have one soon but just couldn’t for now? Because you just paid all your debts and you still want to grow your savings by investing.
So you wanna splurge on unnecessary expenses and live above your means again? Here’s some advice for you. Continue reading How To Be Buried in Debts
I hear people saying that living only on 70% of their income is completely ridiculous. Impossible. Crazy.
But you won’t see them cutting down their spending on cigarettes, liquor, partying, gourmet food, expensive coffee, and a whole lot of lovin’.
For those who don’t believe in the Power of Compounded Interest, let’s check how much you wasted when you purchased the following things from 2011 to 2012. Continue reading Congratulations, You Just Wasted Your Money