Are You A Cool Investor?

If a friend took your wallet from your pocket and tossed it off the Pasig River, how would you react?

In times like these when the stock market seems like going down the drain, it is but natural to feel really bad especially if you just started investing less than a year ago. Just like your wallet thrown off that muddy, murky, filthy urban river.

At the same time, when the market seem to go up like forever it’s also natural to feel really good. In any case, emotions will always be there. But would you always give in to your fears and joy as an emotional investor?

Here are some friendly reminders. Continue reading Are You A Cool Investor?

Why Everyone Needs An Emergency Fund

Everyone loves great surprises in life. A new job, a salary raise, winning a raffle draw, or just a simple gift from your loved one surely brightens up our days.

But then sometimes our breadwinner loses his/her job. Or someone gets sick and eventually the need to spend for significant medical expenses becomes inevitable. A typhoon or flood ravages your home or your car and therefore need some repairs. Or something bad just happened.

These are the times when your finances are deeply challenged. Continue reading Why Everyone Needs An Emergency Fund