Here’s Why You Should Invest in Retail Bonds

First, let us determine what bonds really are.

Bonds are a kind of “utang” (loan) by an investor from another individual or entity. It is classified as “fixed” because there is a specified interest rate and a specified maturity date or settlement period.

For example, I will borrow from you a principal amount of Php100 and i promise to pay you after 1 year with a fixed interest of 5%. Which means I will be returning to you an amount of Php105 at the promised (maturity) date after 1 year. Continue reading Here’s Why You Should Invest in Retail Bonds