Which Mutual Fund or UITF Should You Invest In?

People who have been introduced to stock market investing recently have started to be exposed and be curious about other financial instruments available in the country for ordinary citizens today. Among these investment vehicles, the mutual funds and UITF’s (unit investment trust funds) have garnered the most popularity.

[Do you want to start investing in mutual funds but worried because you’re based abroad? Let me assist you. Click here]

It’s the other way around for me since I invested in mutual funds first before deciding to put my money directly in the stock market years back. It is actually the “cornerstone” in my current mission to help people achieve their financial goals and eventually become financially independent in the near future.

Let’s go back to basics once more and see if mutual funds or UITF’s are the best investment vehicles to ride in to achieve your financial goals. Continue reading Which Mutual Fund or UITF Should You Invest In?

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Investing Through BPI’s RSP or Regular Subscription Plan

One of my blog followers sent me a message this morning telling me that she has been reading all my blog posts and that my article “A Janitor Invests in the Stock Market for P500″ caught her attention the most.

She was actually asking for an alternative to BDO’s EIP on UITFs (unit investment trust funds) since there is no BDO branch in her place. The only major bank that has a branch in their city is the Bank of the Philippine Islands (BPI).

Here’s her message: Continue reading Investing Through BPI’s RSP or Regular Subscription Plan

Skiddoo Philippines Inc

Start Investing in the “Stock Market” with Php500

When the great record-breaking performance of Philippine stock market hit the local news, several friends who were previously snubbing my invitations to invest have started to “re-inquire” from me how to be part of the growing number of happy stock market investors.

As usual, when I mention to them that they have to start with at least Php5,000 to open a stock investment portfolio the responses would be, “Wala pa kong pera.” (I still don’t have the money). Or, “Hindi ko alam kung pano gawin yan.” (I don’t know how to do it.)

Well, fret no more superfriends. Instead of saving up Php5,000 to open your first stock investment portfolio, you can at least set aside Php500 in your next payday to start investing in the stock market. Even if you don’t know how to. Continue reading Start Investing in the “Stock Market” with Php500

Skiddoo Philippines Inc

A Janitor Invests in the Stock Market

Once there was a 25-year old man named Kiko (real name withheld for security reasons) who knows nothing about investing but wanted to earn more apart from his monthly salary. He works as a janitor in a small professional firm in Makati.

One night, while doing his routine after-office cleaning, he noticed that one of the computers was left on by one of their employees who probably went off hurriedly for a Friday night gig. Kiko took the chance to browse the internet. (Yes, Fesbuk!)

Continue reading A Janitor Invests in the Stock Market

Skiddoo Philippines Inc

My semi-automatic S/I 1000

No, it’s not the latest gun model from UDMC or Armscor (Armscor and UDMC are local gun manufacturers, just to let you know). While we continue to support a gunless society, I still believe that guns are “necessary” to protect the people and secure the nation while moving forward to prosperity. Guns should only be possessed by responsible and authorized persons like policemen and soldiers.

Going back to Semi-Automatic S/I 1000, I’m actually referring to a semi-automatic habit of Saving and Investing. Thus the symbol or acronym S/I. And 1000, well, refers to the minimum amount that I’m actually “loading” in to that S/I program on a monthly basis which is Php1,000. Through money-cost averaging, your money will reap higher returns in the long run. With these programs, your hard-earned money will grow more than just leaving them in your drawers, vaults, or savings accounts.

Continue reading My semi-automatic S/I 1000