10 Mistakes Pinoys Do Before a Personal Loan Application

10 Mistakes Pinoys Do Before a Personal Loan Application

10 Mistakes Pinoys do before a personal loan application_Masthead

Personal loans are an easy sell for most Pinoys. They have flexible payment options, easy application requirements, and are readily available from banks. Most Pinoys use personal loans to start a business, fund their dream wedding, travel abroad, and start their home remodeling projects. Because personal loans do NOT require any collateral and have easy-approval, they are great for emergencies, too. But is that enough reason to get a loan? Continue reading 10 Mistakes Pinoys Do Before a Personal Loan Application

Why OFWs Need To Invest in P.E.R.A. While Abroad

At last, PERA is here! After half a decade of waiting and being a #Paasa to many Filipinos, especially OFWs, the government has finally launched it to help promote long-term investments.

But what is PERA?

PERA is the acronym for PERSONAL EQUITY and RETIREMENT ACCOUNT. This is a voluntary retirement account, which an individual can set up for his/her exclusive use and benefit. It is similar to the 401(K) of the United States of America that serves as a financial instrument for retirement. Continue reading Why OFWs Need To Invest in P.E.R.A. While Abroad

Investment Hacks That Will Make Your 2017 a Different Year

As 2016 draws to a close, do you feel you have achieved all your financial goals? If it’s a yes, you deserved a pat on the back, otherwise, you could just be in the same group as those who couldn’t afford a Christmas gift or dinner this year. Nevertheless, here are some investment strategies for 2017 to get you a bigger bank account.

It’s no secret, the only way to have more money is to actually make it grow. Saving is just one part of the equation then investments complete the whole balance. But like many, you may feel a bit intimated about the word investment. However, it’s not as hard as it sounds, and many wealthy investors today at one point were in the same position you are. Continue reading Investment Hacks That Will Make Your 2017 a Different Year

Top 10 Money Tips for OFWs on Christmas Vacation

With Christmas less than two weeks away, more and more of our kababayans are coming home to spend the holidays with their families. After living and working abroad with little to no family with them, returning home for the holidays is a much-awaited homecoming for overseas Filipino workers (OFWs). From balikbayan boxes filled to the brim and nightly reunions, the Christmas holidays is a grand celebrations for OFWs, and an expensive one. Continue reading Top 10 Money Tips for OFWs on Christmas Vacation

4-hour a Day Business. Php 46M in Sales

I’m not sure if you’ve heard of Jon Orana. He was featured on several newspaper, TV and radio shows recently.

He’s been running an online business all from home with just a computer and Internet connection.

Part time. 4 hours a day.

No full-time employees. No office.

Best of all, he doesn’t have to meet nor talk to any of his customers. So, this is not MLM or networking that you need to recruit your relatives and friends.

And as of this writing, he has sold over $1 Million (about Php 46 M in pesos) of my own products online. Laking pera ano? Continue reading 4-hour a Day Business. Php 46M in Sales

11 Clever Tips for Christmas Shopping in the Philippines (Infographic)

Christmas in the Philippines is often celebrated at the start of the “ber” months. And since it’s already November, we’re barely just over a month away from the most wonderful time of year. This is the time when we write down the names of our loved ones and plan what presents we should buy for them.

We not only need to prepare our wallets for the biggest spending season but our stamina as well to withstand long shopping queues and the Metro Manila traffic.

This infographic from M2.0 Communications offers 11 Clever Ways to Survive Christmas Shopping in the Philippines. Continue reading 11 Clever Tips for Christmas Shopping in the Philippines (Infographic)

Angat Pilipinas Goes To Dubai for “Unleash Your Power To Prosper”

It’s been almost a year since my family and I decided to leave the Middle East and go back home for good. That’s why I’m so glad to hear that the Angat Pilipinas Coalition Middle East, OFW UsapangPiso, and their partner ICE (Innovate Create Events) will be bringing us back over to Dubai, UAE to give a talk on personal finance, investment, and business.

Please come and join the “Unleash Your Power to Prosper” seminar that’s happening on November 11-12 in different venues and time slots in Dubai.

Schedule of Sessions

November 11, 2016, Friday
1st Session : 10:00am-3:30pm
Venue: Hyatt Place, Rigga, Deira

2nd Session : 5:00pm-10:30pm
Venue: Business Village, Near Clock Tower, Deira

November 12, 2016 Saturday
3rd Session: 1:00pm-6:30pm
Venue: Hyatt Place, Rigga, Deira

CLICK HERE TO REGISTER

power-to-prosper

Topics and Speakers

Building a Solid Financial House
Learn about proper money management, how to secure your finances, and invest for your future. This talk will be given by Joey Tayaban. She is the Concierge Director at Truly Rich Club, and a Financial Advisor at Sunlife Financial of Canada-Philippines.

Insurance for OFW
Learn about the importance of life insurance, why OFWs need it, and how to get the right coverage. This talk will be given by Arman Vengco Felipe. He is a Financial Consultant at Nexus Insurance Brokers LLC.

Business Planning and Funding
Learn about entrepreneurship, how to find a good business idea, and how to plan and find the capital you need. This talk will be given by Fitz Villafuerte of Ready To Be Rich and my co-author for Cyberpreneur Philippines book.

Choosing Cooperatives and Online Business
Learn about alternative ways you can invest, especially through cooperatives and discovering the world of online businesses. This talk will be given by Burn Gutierrez (ehem, that’s me), chairman of Angat Pilipinas Coalition for Financial Literacy.

I really hope you can come and join us that day. We promise that it will be a great learning experience, and if may take years before this happens again.

CLICK THIS LINK NOW TO REGISTER for the Unleash The Power To Prosper!

Press Release: Money Matters Focus of Klik Books Event

Experts agree that the Philippine economy is looking good. However, no amount of direct investments, infrastructure boom, or low inflation would instantly improve everyone’s money situation. Most Filipinos need to learn how to start planting seeds of wealth now to experience the difference.

KlikLaunch

Klik Books, a new imprint by PageJump, together with many advocacy groups for financial literacy rise up to the challenge. Financial literacy is the common theme of its two titles to be launched on October. 23. Klik Books aims to deliver otherwise dry concepts with humor and engaging design. The imprint aims to popularize technical topics in the Filipino language to reach a wider audience.

To be formally presented is the book Bidang Misis: Paano Tutugon sa Paghamon Habang OFW si Mister by Gitte Quintos. The self-help book delves into the common experiences of OFW families from the point of view of wives and mothers, who are naturally the treasurers of remittances. The book has an introduction by Vice President Leni Robredo.

Also featured is The Adventures of Pepot Kuripot and Dora Gastadora by Burn Gutierrez and Des Feliciano. The illustrated book captures every Pinoy’s money situation in a funny yet very instructive way. “Through this comic book, financial literacy has been made more understandable and enjoyable. Bravo!,” says preacher and entrepreneur Bo Sanchez of the book.

During the launch, the authors will discuss how financial literacy among various sectors of society can be more engaging and meaningful to our countrymen. The event will be held on October 23, 2 to 4 p.m., at Megatrade Hall in SM Megamall. Among the launch partners are LBC and TV5’s OFW TV. For more information, please email projects@pagejumpmedia.com.

**Press Release | Contact: Ma. Margarita Culala, +639396112305