Skiddoo Philippines Inc

Pera’t Sining: Of Artistic Passions And Personal Finances

Two things in this world hardly ever get discussed on the same conversation:  artistic passions and personal finances.  Why?  Both lie on the extreme sides of the mind: the creative and logical.  But truth is, they’re not as unrelated as most people think.

Most of the things in life won’t be possible without money.  We can’t eat without money – unless we scavenge trash bins of restaurants and make “pagpag”.  We can’t spend quality time with our loved ones without money – unless we just stay home, watch TV, or play board games (all of which still need money by the way).  And we can’t indulge in our artistic passions without moolah – unless our idea of art is drawing stuff on other people’s walls. Continue reading Pera’t Sining: Of Artistic Passions And Personal Finances

Skiddoo Philippines Inc

5 Scary Things You Should Avoid at the Ninoy Aquino Int’l Airport (NAIA)

Halloween is fast approaching. And this weekend, it’s not the zombies, manananggal, tikbalang, tiktik, multo, tiyanak, and other hair-raising elementals that will scare the hell out of us during the holidays and beyond.

Move away from your favorite Halloween TV features. Stop reading ghost stories. Take a break from watching the Walking Dead.

These five frightening, terrifying, petrifying, and grossly-alarming entities lurking the Ninoy Aquino International Airport terminals will definitely make your blood (pressure) shoot to the heavens.

 

1) Pay-Per-Paging

When I arrived at NAIA 1 from a business trip in Japan, my cellphone battery lost power. I could not find our company driver anywhere around the arrival area.

So I approached the security guard and asked a favor to radio their paging office and announce the name of our driver and that I am already at the arrival area. The security guard directed me instead to go to one of those “sari sari stores” located just around the arrival area and use their payphone to call the NAIA paging and information office.

That was Php5 in exchange for the NAIA’s service to announce your name and your “sundo”!

The NAIA management should have this service for free for all. Why commission those sari-sari stores to be your “Information Desk” agents?

 

2) Extortionist Police Security

I was asked by a businessman friend to bring a number of Swiss wrist watches to his home in Cebu City. That filled about 1/4 of my small luggage.

At the security check section of the domestic airport, the policeman asked me why I have so many expensive watches in my luggage. He said I should be charged for bringing them outside of Manila. Sinong niloko nya? Hindi naman ito international trip ah. I told him that these are gifts by a friend to his family members in Cebu.

The policeman then asked me if he could just have one of those Swiss watches instead so I won’t have to pay for the “charges”. Then I told him, “Okay, I will ask my boss first at GMA-7″.  That’s when and why he let me go.

I guess wearing that GMA-7 complimentary shirt given by a cousin helped.

Sorry and thank you, GMA-7.

 

3) Airport Taxi Scams

There has been a lot of stories of OFWs, migrants, and tourists being abused by taxi cab drivers plying all the NAIA terminal roads.

I almost got duped by one of these taxi cabs when I got back home from my Korea trip. But before I hopped into the cab, I immediately asked the driver “Metro yan, boss?” And he answered, “Depende kung san punta nyo sir.”

So I told him, “No, thank you.” I took the coaster instead that brought me to Pasay Rotonda MRT station for Php20 only if I remember it correctly.

Transferring from one terminal to another? Picking up a foreigner friend? Never step on these terminals with only a few hundred bucks in your pocket. Beware of these taxi fraudsters who victimize expatriates and tourists by charging them from $25 to $100 depending on your destination. When I say “destination” it means within 1 to 10 kilometer radius from the NAIA terminals.

Demand to get off these taxis and refuse to pay if you have the opportunity to do so. Take a photo of the license plate number and ID of the cab driver and upload these to http://taxikick.com to warn others.

**Please take note that yellow airport taxi cabs have a flag down rate of Php70 for the first two kilometers and Php2.50 for every succeeding 500 meters.

DSC_0027 

 

 

 

 

 

 

 

 

4) Visa Checkers

This is definitely one of the most ridiculous procedures I have ever encountered at NAIA Terminal 2. OFW’s and migrants who are leaving the country and are boarding the Philippine Airlines have to fall in line and have their visas checked first before entering the Terminal and do the rest of the crazy procedures inside.

This specific incident happened to us on our way back to the Middle East this year. My wife and daughter had to endure the heat outside the terminal because of the long queue for “visa-checking”. The visa checker told me that the passports of my wife and daughter have no “exit stamp” by the Saudi Arabia immigration. I told him we have an exit and re-entry visa to Saudi Arabia and that the Saudi immigration will not allow us to leave their airport if our visa is invalid!

He insisted that we will have a hard time re-entering Saudi Arabia if our passports don’t have an “exit” stamp by Saudi immigration. I told him “What do you want me to do? Go to Saudi Arabia first and have it stamped there and go back to Manila so that my family can leave the Philippines?!”

He then asked me to go to PAL’s office (inside the terminal) and request for confirmation of the Iqama (residence ID) details of my wife and daughter. Yes, I went through the security check before I enter the terminal and the PAL office. Even the PAL officer was wondering why the visa checker had to ask for that procedure.

When I got back outside the terminal and returned to that annoying visa checker, he stared at the PAL certification and our passports as if trying to look for something inserted. He asked me “Yan na yun sir?”

I stared at him and he didn’t look back. He finally stamped our passports “OK”.

 

  silver bullet

5) “Laglag/Tanim Bala” (Bullet-Planting) Scam

This is the latest scam that has victimized several local and foreign travelers.

You all have heard the stories of some of the victims like OFW Gloria Ortinez, the American missionary Michael White, a Japanese tourist, and a lot more unreported incidents.

OFW blogger PEBA suggests the following:

a. In case airport officials ask you to open your luggage, ask for a lawyer first, who will be present, or someone who can serve as a witness while your luggage is being opened.

b. Don’t ever open your luggage by yourself, to avoid your fingerprints be marked on the bullet or at the area where the bullet was seen. Instead, ask the airport officials to get it.

c. Ask the airport officials to check your fingerprints on the bullet, in front of your lawyer and police authorities. This is of course assuming that the bullet is not really yours.

d. If your fingerprint was not found on the bullet, file a case against the concerned airport officials and ask for the corresponding damage fees. They should also re-book your flight.

BONUS: On a lesser gravity, I will include the Paawa Porters. I once experienced being assisted by a porter after my trip from Singapore. He pushed the cart with my one very light backpack. And upon reaching our car, he asked me “Boss, baka pwede makahingi kahit Php50. Pang-lunch lang.” I don’t easily give in to these kinds of drama. I gave him my leftover Singapore cents instead. Bahala ka magpapalit nyan.

Are you an OFW or a Balikbayan who plans to spend the All Saint’s Day and Christmas holidays back home? Beware of these “legal scams” at the Ninoy Aquino International Airport!

Do you have other scary experience at NAIA? Comment and share below.

Get updated on the latest scams by subscribing to BurnGutierrez.Com.

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P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Due to popular demand, my good friend and business partner Jon Orana will be releasing again his online program called the Internet Business Master Class. This exciting online learning program is about creating and selling e-books in the internet. Here’s a FREE 23-page step-by-step guide on how to make money selling e-books including which topics to write.

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. Order your copy now from our website http://pepotanddora.com and have it delivered right at your doorstep. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 5. Buy insurance products online! Visit the very first online insurance store in the Philippines: the AXA iON! Purchase your alternative savings plan, educational plan for your children, medical emergency plan, and your life insurance by clicking HERE.

—–
Photo credit: Silver Bullet, by Ed Shipul

Skiddoo Philippines Inc

#5By20: How The Program is Empowering Women Sari-Sari Store Entrepreneurs

From fruit farmers to artisans to vendors, women around the world are already pillars of Coca-Cola’s business.

That’s why the people at the Coca-Cola Company are building on that foundation by implementing programs to help women entrepreneurs.

Through #5by20, Coca-Cola is addressing the most common barriers to success women face. They do this by giving them access to business skills training courses, financial services and connections with peers or mentors.

And their goal is the empowerment of 5 million women micro-entrepreneurs by the year 2020.

Listen to the inspiring stories of Ate Nora and Ate Nida by clicking the Coca-Cola 5by20 red banner below.

philippine map

Support this advocacy and awesome project by Coca-Cola! Click here.

Kung kaya ni Ate Nida at Ate Nora, kaya nyo rin!

—-

Did you know that the Coca-Cola Company turns 123 this year, having been launched in 1892?

To mark the occasion Westways Vendings has created this infographic which explores 123 fascinating facts about the world’s favourite beverage!

The-123-of-Coca-Cola-Infographic

*This is a sponsored post.

 

 

Skiddoo Philippines Inc

For Love or Money – A Documentary from Tondo Slums

Back in the late 80’s, we left Caloocan City and looked for other places to live in. That’s when we experienced living near the slums of Tondo.

Life was hard for us but life was harder for the people living around us. They had no food. No money to buy medicine. No new clothes to wear. No jobs. Many are hopeless.

Decades later, Tondo seems to have never changed. Some of them are sincerely industrious but one thing has not progressed. They still bear the poverty mindset.

Screen Shot 2015-09-20 at 1.11.14 PM
Screengrab from Al Jazeera’s “The Slum” documentary

Are we to blame the government only? The media? Or the Church? Aren’t we all responsible for these?

Watch this video and reflect.

Will you still be part of this problem? Or will you be a solution?

Be an Angat Pilipinas volunteer. Join us in our missions for the poor by subscribing to BurnGutierrez.Com.

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Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Due to popular demand, my good friend and business partner Jon Orana will be releasing again his online program called the Internet Business Master Class. This exciting online learning program is about creating and selling e-books in the internet. Here’s a FREE 23-page step-by-step guide on how to make money selling e-books including which topics to write.

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. Order your copy now from our website http://pepotanddora.com and have it delivered right at your doorstep. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 5. If you are based abroad or just outside of Metro Manila and has been itching to learn more on how to jumpstart your business dreams, join me and my friend, serial entrepreneur Ginger Arboleda, as we take you through a series 2-hour webinars (for 11 Saturdays) that will help you focus on the technical skills and specific things that you have always wanted to know about in order to grow your business. We have come up with 10 sessions with 11 expert lecturers (with 1 FREE session if you enroll in the full program) that will make you a stronger and better entrepreneur. Register here to join the Enter Entrepreneurship Webinar Program now!

P.S. 6. Learn How To Make Money From Foreclosed Properties! We are on our 3rd run of the Usapang Foreclosed Property Investing with Jay Castillo of ForeclosurePhilippines.com! Happening on September 26, 2015 at the SMX Aura, Bonifacio Global City. Click here to register and avail the early bird promo!

P.S. 7. Buy insurance products online! Visit the very first online insurance store in the Philippines: the AXA iON! Purchase your alternative savings plan, educational plan for your children, medical emergency plan, and your life insurance by clicking HERE.

Skiddoo Philippines Inc

Gear Up for the ASEAN Integration

Manila Workshops, with partner LifeQuest Training and Consultancy Corporation, announced today that it will be hosting the “Gear Up for the ASEAN Integration” conference on  September 5, 2015. The conference will take place at the SMX Convention Center, SM Aura in Bonifacio Global City, Taguig, Metro Manila from 9:00 am until 4:00 pm.

The integration of the ten ASEAN countries into one economic community is anticipated to generate significant opportunities for Filipino professionals and entrepreneurs. Thus, the organizers of the conference expect the event to help many understand and prepare well for the implications of the envisioned single market and production base.

Among the speakers at the conference are former Congressman Ruffy Biazon who will talk about “Customs Integration and Philippine Trade: Where are We?,” LEAN management expert Mr. Homer Villa who will explain “Transforming Philippine Manufacturing Through LEAN,”  business builder Mr. Sonny Del Rosario who will discuss “Transforming Small Business for the ASEAN Community” and Mr. Elvin Uy who will talk about “K-to-12: How it prepares us for the ASEAN Community.

The-ASEAN-INTEGRATION-CONFERENCE-Teaser-Poster-v4-724x1024

For more details about the conference, please email chinky.magtibay@manilaworkshops.com or visit the registration page for Gear Up The ASEAN Integration at the Manila Workshops website.

Follow our educational events by subscribing to BurnGutierrez.Com for FREE.

Like-us-on-Facebook

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Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Due to popular demand, my good friend and business partner Jon Orana will be releasing again his online program called the Internet Business Master Class. This exciting online learning program is about creating and selling e-books in the internet. Here’s a FREE 23-page step-by-step guide on how to make money selling e-books including which topics to write.

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. Order your copy now from our website http://pepotanddora.com and have it delivered right at your doorstep. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 5. If you are based abroad or just outside of Metro Manila and has been itching to learn more on how to jumpstart your business dreams, join me and my friend, serial entrepreneur Ginger Arboleda, as we take you through a series 2-hour webinars (for 11 Saturdays) that will help you focus on the technical skills and specific things that you have always wanted to know about in order to grow your business. We have come up with 10 sessions with 11 expert lecturers (with 1 FREE session if you enroll in the full program) that will make you a stronger and better entrepreneur. Register here to join the Enter Entrepreneurship Webinar Program now!

P.S. 6. Learn How To Make Money From Foreclosed Properties! We are on our 3rd run of the Usapang Foreclosed Property Investing with Jay Castillo of ForeclosurePhilippines.com! Happening on September 26, 2015 at the SMX Aura, Bonifacio Global City. Click here to register and avail the early bird promo!

P.S. 7. Buy insurance products online! Visit the very first online insurance store in the Philippines: the AXA iON! Purchase your alternative savings plan, educational plan for your children, medical emergency plan, and your life insurance by clicking HERE.

Skiddoo Philippines Inc

OFW Friends, What Do You Miss About the Philippines?

MANILA, Philippines — Google Philippines has launched a campaign to crowd source a song dedicated to our beloved overseas Filipino workers (OFW) to be released in time for National Heroes Day on August 31.

“We are doing it for the OFWs kasi alam namin na mahirap ang buhay ng mga Pinoy abroad (because we know the hardship Filipinos experience living abroad) and one of the things they miss the most are friends and family and all things Pinoy like music,” Google Philippines marketing head Ryan Morales said.

Users — whether an OFW missing the country or a Filipino missing OFW/s — need only to post their contribution using the hashtag #GoogleMissKoNa on their social media accounts. Google Philippines will then curate the posts with the help of five local artists Sponge Cola, ItchyWorms, Kjwan, Ebe Dancel, and Mikey Bustos, all of which will also help in putting the melody together and recording the song.

Ang mga Pilipino sentimental talaga kaya ang sarap nila bigyan ng song na puwede nilang kantahin kapag nami-miss nila yung Pilpinas (Filipinos are really sentimental so it really feels good to make them a song they could sing whenever they miss the Philippines),” Itchyworms drummer Jazz Nicolas said.

If asked to submit his own contribution, Nicolas said it would be about Pinoy’s natural warmth and hospitality.

“Mas warm talaga yung Pinoy lalo na kapag nakakita ka ng kapwa Pinoy sa ibang bansa alam mo close ka na. Mayroon talaga kayong bond agad (Filipinos are really warm especially when we meet each other in other countries; as if we have known each other for a long time. There is an immediate bond),” Nicolas said.

google-ph-ia

Every submission to the song will also amount to a P1 donation made in behalf of the Blas Ople Policy Center to build halfway houses for victims of human trafficking.

Google said the initiative is also part of their “Balikbayan” campaign which “aims to reconnect overseas Filipinos with their families and friends and help them sustain and enrich their relationships despite physical barriers.”

*This article by Jose Bimbo Santos first appeared on InterAksyon.com

Skiddoo Philippines Inc

You’re The Finance Manager!

If I tell you that you’re a manager, would you believe me or give me the standard reply of bewilderment that’s all to common these days: “Weh?”

If tell you even more specifically that you’re a finance manager, will I drive you further away from believing me? Chances are, yes.

But the truth is, you are a manager. By default, you are the general manager of your personal affairs. No one can brush your teeth for you, keep your body healthy for you and take care of your grooming for you but yourself.

In the same manner, no one else can take care of your money and financial needs but you. You’re your own finance manager!

Unfortunately, there are many misconceptions about personal finance. One is that you can entrust your financial fate to the stars (heavenly, not earthly ones) or to masters that teach you to secure your financial future by simply rearranging all your furniture, windows and doors to a certain side of your house.

Another one is that God will provide for all your needs even if you just sleep all day, which is taking the biblical verse out of its immediate and overall biblical context. But generally speaking, the biggest fallacy about personal finances that have the most potential to harm people is the belief that only a handful of genetically or educationally pre-determined people can really manage money well.

My e-book aims to disprove that and convince the ordinary, average folk who doesn’t have any background on finance that he or she isn’t just a finance manager whether they like it or not but to also empower them to be a very good one. It’s a great springboard for reading and learning more advanced materials on personal finance because it explains the key basic principles for managing personal finances well.

As such, this book may not be a good read for those who are already familiar or well-versed with personal finance principles.

You are the finance manager and you have the potential to be a very good one too! Grab your copy at the Amazon Kindle Store!

by Seph Romana

—-

Joseph Gerard “Seph” Romana worked as a Bank Examiner at the Philippine Deposit Insurance Corporation (PDIC). He is a former Market and Liquidity Risk Officer with Metrobank, former treasury trader at United Coconut Planters Bank, and former stockbroker at All Asia Securities and Apex Philippines Equities Corporation. Seph is also a resource speaker for his church’s Biblical Personal Finance seminars. On his artistic side, Seph also used to sing for the band Army of One. He advocates financial literacy among artists and young professionals. He is one of the proponents of Angat Pilipinas Coalition for Financial Literacy.

Learn more about personal finance by subscribing to Rock To Riches for FREE.

Join the OFW UsapangPiso Facebook Group to learn how to plan your finances the right way and how to grow your money in various financial instruments and investment vehicles such as stocks, mutual funds, UITF’s, index funds, bonds, money market, real estate, and others.

Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. Order your copy now from our website http://pepotanddora.com and have it delivered right at your doorstep. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 4. If you are based abroad or just outside of Metro Manila and has been itching to learn more on how to jumpstart your business dreams, join me and my friend, serial entrepreneur Ginger Arboleda, as we take you through a series 2-hour webinars (for 11 Saturdays) that will help you focus on the technical skills and specific things that you have always wanted to know about in order to grow your business. We have come up with 10 sessions with 11 expert lecturers (with 1 FREE session if you enroll in the full program) that will make you a stronger and better entrepreneur. Register here to join the Enter Entrepreneurship Webinar Program now!

P.S. 5. Learn How To Make Money From Foreclosed Properties! We are on our 3rd run of the Usapang Foreclosed Property Investing with Jay Castillo of ForeclosurePhilippines.com! Happening on September 26, 2015 at the SMX Aura, Bonifacio Global City. Click here to register and avail the early bird promo!

Skiddoo Philippines Inc

What’s Your Starting Point? (On Being Ready and Prepared for the Future)

As a young professional, the first paycheck that we earn is very special to us. It opens up a new world, the world of spending. We often see the money that we earn as asset that we could just spend, the ability to finally buy things for ourselves. It often leads us to becoming careless on our spending.

Why do we have this mentality? Because in school we were thought to think in terms of science, history, ethics, math, don’t get me wrong, all these thing are great and important in honing us as individuals, but do these subjects actually prepare us for the real world? Does it prepare us for taxes? Does it teach us to budget, save and prioritize? Continue reading What’s Your Starting Point? (On Being Ready and Prepared for the Future)

Skiddoo Philippines Inc

Angat Pilipinas’ FLY to Schools Missions Launched

Our non-profit organization Angat Pilipinas Coalition for Financial Literacy will be kicking off its FLY To Schools Missions with an educational visit to Malinta National High School (Valenzuela City) on June 26, 2015.

The FLY (Financial Literacy for the Youth) to Schools Missions program aims to encourage students in public schools to set life and financial goals, and provide them with the basics of money management.

We believe that through this program they can increase their financial literacy and aspire more to achieve success in life.

If you want your community school to be visited by the AngatPH FLY Team, please communicate with us by sending an email to info@angatph.com. You may also visit our website www.angatph.com and fill out the contact form. Continue reading Angat Pilipinas’ FLY to Schools Missions Launched