Kain Sa Labas Or Bring Your Baon At Work? (INFOGRAPHIC)

In the Philippines, many workers are torn between cooking or bringing food to work and dining out in fastfood chains or carinderia. It’s part of every day decision-making of many working Filipinos, humurously-speaking.

Some say it’s cheaper dining out. Some say it’s more sosyal kaining (eating) sa labas.

But some say cooking food and bringing baon is safer and more nutritious, and way even cheaper.

Whatever you decide, it’s your life anyway. Personally, I am no longer a corporate slave but we still bring our home-cooked food as much as possible.

Here’s an infographic from Blue Apron and Learnvest which shows the personal and financial benefits of cooking at home, along with some smart and healthy ways to play chef in your own kitchen again. This is in American setting but I’m pretty you will still learn in one way or another from this.

blue-apron_final

Follow my posts this year by subscribing to Rock To Riches for FREE!

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P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy before Christmas at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 4. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 5. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!

Enter Entrepreneurship (Second Run): Starting Your Business The Right Way

Thank you for making our 2015 run of Enter Entrepreneurship successful. Thank you to our attendees from all over the world. Thank you to our kababayans from in the Middle East, Europe, US, etc. for taking time out to join and purchase our Enter Entrepreneurship webinars last 2015. BTW, the recordings are still available at http://manilaworkshops.com/product-category/recordings .

We are not officially launching a the second run of Enter Entrepreneurship this January 2016. Here are the topics that will be covered for all 10 sessions.

ENTER-ENTREPRENEURSHIP-2-v1-POSTER

Preparing Yourself and Making Your Business Ideas Happen (FREE Webinar) – This was last January 9 and we will provide a recording of the webinar for those who sign up for all the sessions. Speaker: Burn Gutierrez and Ginger Arboleda

January 30 – Is Your Business Idea Profitable? with Jojy Azurin

February 6 – Effective Market Research and Business Models Week with Sonny Del Rosario

February 20 – Mission, Vision and Writing a Business Plan with Bunnie De Guzman

February 27 – Sole Proprietorship, Partnership or Corporation – Which Way To Go? with Energyte Baldonado

March 5 – Manpower and Materials Planning and Sourcing with Sonny Del Rosario

March 13 – How Much Do You Need To Start Your Business? with Fitz Villafuerte

March 19 – How To Find The Perfect Business Location with Paolo Tibig

April 2 – How To Register Your Business with Dandy Victa

April 9 – How To Launch Your Business: Go Online, Offline, Or Both? with Sai Montes

Start the New Year right by starting your business the right way!

Enroll in our Enter Entrepreneurship 2 Program now! 

Entrepreneurially yours,

Burn and Ginger

 

 

Follow my posts this year by subscribing to Rock To Riches.

Like-us-on-Facebook

follow-us-on-twitter

Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy before Christmas at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 4. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 5. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!

How To Prepare Yourself and Make Your Business Ideas Happen (a FREE Webinar)

How was your Holidays? We hope you had a great time with your family and friends. But we also hope that you were able to set your goals and plan your things for this coming year.

One of the most mentioned goals among our friends we interviewed is that they want to start their own business. Some of them were asking “When is the right time to start a business?” or “When should I stop working as an employee and and become a boss myself?”

This is what I mentioned to a good friend of mine, Ginger Arboleda of ManilaWorkshops, and we decided to discuss this for the first webinar to launch our second run of ENTER ENTREPRENEURSHIP this year. And because we want all of you to be prepared for this year, we are offering this webinar for FREE. Yes, you heard us right. This first webinar is for FREE.

ENTER-ENTREPRENEURSHIP-2-FREE-WEBINAR

Do you want to know if you are ready to enter into entrepreneurship? Sign up for this FREE webinar now!

If you believe you have the passion and desire to transform yourself from employee to entrepreneur, click here now!

Have a Merry Christmas and an Abundant 2016!

Follow my posts this Season by subscribing to Rock To Riches.

Like-us-on-Facebook

follow-us-on-twitter

Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Due to popular demand, my good friend and business partner Jon Orana will be releasing again his online program called the Internet Business Master Class. This exciting online learning program is about creating and selling e-books in the internet. Here’s a FREE 23-page step-by-step guide on how to make money selling e-books including which topics to write. Enroll in Jon’s IBMC Class NOW until December 24 ONLY! Click here to enroll!

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy before Christmas at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 5. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 6. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!

A FREE Online Event You Don’t Want to Miss!

Think back to your most productive day this past week.

Now ask yourself: On that morning, what did you do differently? What did you eat that afternoon for lunch? What strategies did you use to avoid distractions, eliminate procrastination, and stay focused all day long?

The truth is, most of us don’t pay nearly enough attention to our daily routine.

But what if you knew precisely the right formula? What if you had a scientifically-proven recipe for achieving top performance? What if you could bottle that one perfect day and uncork it at will?

If you’ve ever wondered how you can take your performance to the next level, I have something that I know you’re going to love.

PWP Summit <== Check this out

or click the banner below:

PWPS_Affiliate_Assets

Take a look at this incredible event, featuring some of the smartest thinkers in the worlds of psychology, business, wellness, and productivity. We’re talking New York Times bestselling authors like David Allen, Shawn Achor, Tom Rath, Adam Grant, Susan Cain, Marshall Goldsmith, not to mention the 20 other experts in the lineup.

For one week in January, they’re revealing their strategies for getting things done. And incredibly, they’re giving away tickets for FREE.

Here are just some of the many fascinating topics they’re covering:

How to write the perfect To Do list
How to eat like a mental athlete
How to think like a creative genius
How to build smarter habits
How to get more sleep
How to deal with toxic colleagues
How to eliminate distractions
How to beat procrastination
How say “No” to anyone, including your boss
How to multiply your time

Registration just kicked off TODAY and space is limited. Don’t put off what could well be the most important move you make all year. Sign up right now.

PWP Summit

I can’t wait for you to watch this. This is going to change lives.

Best,

Burn

P.S. Here’s that Summit link. Feel free to share it with your friends and colleagues (before they take it down). I’m about to do that myself right now.

How Can OFWs Face The Risks of Job Losses & Mass Layoffs Abroad?

Many OFWS are not exempt from experiencing economic meltdowns in their country of work. Countries and governments in the Middle East, Asia, and even the Americas have gone through several financial downturn in the past and these can happen like a vicious cycle.

There are several reasons why many OFWs are at risk of losing their jobs overseas. Here are the most common:

1. Companies lose big contracts and projects

For several reasons, even the biggest companies experience financial setbacks due to losing demands in the market. Technology also plays a big part in the job loss of many OFWs who work in subcontracting companies. When big clients acquire better technology (e.g. robotics, new machinery, etc.), the requirement for additional contractual labor decreases.

This is one reason why many OFWs either do not get their salaries on time or worsse, lose their jobs in the process. No project to do, no money to come in, OFWs lose their jobs.

2. Oil prices become less competitive

For OFWs in the Middle East, the falling prices of oil has affected their compensation and jobs as a whole because their companies from different industries depend on it.

Countries like Saudi Arabia and Kuwait face the stiff competition from other giant nations like the United States and Russia have started to discover new oil mines and their production has affected the prices in the world market.

Harsh sandstorm to greet our Holy Thursday morning. Reminding us that from dust we came to dust we will return.

3. Recession

This is another vicious economic cycle that happens every once in a while but it really brings many OFWs and their families to tears.

When countries experience temporary economic decline, many companies put a halt in their operational or industrial activities. Therefore, many of our OFWs are left with nothing else to do but go back home.

4. Redundancy of positions

Some companies overseas lack the competency in reviewing their manpower needs that they end up hiring many people than what is really needed. This causes redundancy of job lines or positions, which means two or more people are doing the job that can be done by one or two employees only.

Another reason is that a company may have to downsize their economic activities and therefore have to reduce the number of employees in particular departments.

5. Localization of job posts

Some big economies hire expats in order to fill in positions that can not be performed by their local people. Another reason is that the number of natives qualified for the jobs are not enough to fill in the requirements of many companies.

But as time goes by, many of these natives have started to become more competitive and qualified. Plus the fact that their population are growing as well. This forces the governments to require companies to have a cap or limit in hiring a number of expats in order to give priority to locals.

6. Wars, terrorism, unrest, climate crisis

These are instances when many expats are left with no options but to stay inside their compounds or get repatriated by their respective governments.

Not surprisingly, many OFWs opt to stay in their country of work despite the risks of losing not only their jobs but their precious lives as well. They believe it is better to be earning outside the Philippines than to be back home with their loved ones and die of hunger and unemployment.

These are just some of the common reasons why many OFWs experience job losses and mass layoffs abroad. But how can they mitigate these risks? How can they prepare for these crises? Here are my suggestions:

How To Solve and Prepare for These Crises

1. Connect with authorities and support groups

Create a directory and make a list of contact numbers of the Philippine Embassy, Overseas Workers Welfare Administration (OWWA), Philippine Overseas Labor Office (POLO) or the Labor Attache, and support groups like the Truly Rich Club and other Filipino organizations, churches, and communities.

These organizations and people should be able to support you in one way or another during a crisis. Always keep your passport and residence ID with you. Keep copies of other important documents and your contract so it would be easier to facilitate or expedite any necessary process.

2. Create an emergency cash fund

Identify how much you spend and send to your family back home each month. Multiply this by 3 to 6 months and make this as your emergency fund.

For OFW’s, a separate fund for buying plane tickets and paying for visas must also be prepared separately and kept as cash on hand. We wouldn’t know what could happen in the country where you are currently working in. I call this the Emergency Airfare Fund or EAF.

3. Get a health and life insurance

During your vacation in the Philippines, prioritize to get both a health insurance and a life insurance for yourself. If you lose your job and get sick, you health insurance will be able to cover the medical and hospital expenses. If you pass away while working abroad or when you get back in the Philippines, your loved ones will be able to survive financially because of the proceeds that they will get from your life insurance.

If it will take some more time for you to be back in the Philippines for vacation or for good, then get a term life insurance instead in the country where you are working. This is a cheaper options and a temporary protection for you until you come back home.

4. Look for passive sources of income

While working abroad, study and look for opportunies in the internet. Learn more about online internet business or ways to earn like setting up an online store, blogging, or running a website.

If you have the money and the chance, score a copy of our Cyberpreneur Philippines book online and be guided on how to start your online business. However, always take precautions as there are scams and frauds online.

5. Start a small business abroad or back home

Many OFWs are challenged or are discouraged to start a business in the Philippines because of distance and their inability to monitor them while working abroad. But nothing is impossible these days.

We have gathered some options for our OFWs in our article “What’s The Best Business for OFWs?” which also includes a 10-point questionnaire to assess whether they are ready as an entrepreneur or not.

6. Learn how to invest and start one soon

Investing in properties or real estate is the most common option among many Filipinos abroad. This is a very solid investment that may give full earning potential for your cash as most often, land appreciates over time.

However, this do not always equate to liquidity. Which means you may not be able to sell your property at a premium when you need your cash the most. Property investing is one of the best options though for your long term goals.

We highly suggest that you learn how to invest in paper assets as this is a more affordable option for many OFWs. You can start investing in stocks, mutual funds, UITFs, retail bonds, ETF’s, money market, high yield time deposits, insurance-cum-investments, shares in cooperatives, among many other options.

7. Get into agriculture

Whether it’s your backyard or your bare land in the province, getting yourself involved in farming and agriculture will always pay you good dividends in the end. During crisis, your family will be able to be sustained by your farm proceeds from livestock and crop-bearing plants and trees.

If you have a limited space in your urban home or you don’t own any agricultural land, you can try investing in “patanim/paalaga” agri-business schemes like what my friend Krissy Domingo started. She called it Agripreneur Philippines. This is also the same scheme that me and my kumpareng Doy Alvares also started in 2014.

8. Always keep a positive and healthy outlook in life

Last but not the least, believing that whatever negative things that may come your way, there will always be a better opportunity for you.

You may lose your job today but the Lord will always open a new door of blessings for you and your family.

Always be ready!

Have a Merry Christmas and an Abundant 2016!

Follow my posts this Season by subscribing to Rock To Riches.

Like-us-on-Facebook

follow-us-on-twitter

Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Due to popular demand, my good friend and business partner Jon Orana will be releasing again his online program called the Internet Business Master Class. This exciting online learning program is about creating and selling e-books in the internet. Here’s a FREE 23-page step-by-step guide on how to make money selling e-books including which topics to write. Enroll in Jon’s IBMC Class NOW until December 24 ONLY! Click here to enroll!

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy before Christmas at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
PepotCover1

P.S. 5. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 6. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!

Enter Entrepreneurship Webinar Recordings Now Available!

You know the fundamentals. You have got your business plan and you are now ready to implement your business. You take off but every step of the way, you crave for additional knowledge — knowledge that will help keep you going and learnings that will help you improve your business.

We don’t want you to be lost and confused on what specific actions to take? We know that you want the specifics! Ginger Arboleda, the founder of ManilaWorkshops.com and Burn Gutierrez, the Chairman of Angat Pilipinas Coalition have come up with a Webinar series called Enter Entrepreneurship. This series aims to focus on the technical skills and specific things that you have always wanted to know about in order to grow your business. We have come up with 10 sessions that will make you a stronger and better entrepreneur.

For those who never made it to the live sessions, we have recorded these 10 sessions (plus 1 free session) so you can listen to them over and over again whether you are at home, in your car, or even at the beach.

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Please check out the following Enter Entrepreneurship topics:

Click here>Blogging and Creative Writing

Always wanted to explore Blogging? Where do you start and how to create one? Learn from our resident expert and blogging coach herself, Martine De Luna.

—————–

Click here>Basics of Video Editing

Always wanted to learn how to edit your own videos? Learn from our resident expert, Jeo Paz.

Here is the outline:

1.) Introduction to Video Editing
2.) Different stages of Production
Pre-Production
Shoot
Post-Production
3.) An Introduction to shooting/video production
Frame Sizes
Frame Speed (fps)
Aspect Ratio
4.) Understanding how post-production editing programs work:
Difference of Offline Editing and Online Editing
Importance of Organizing your Files!
How to tell a story?
5.) Technical Specifications:
(Outputs/Formats)
6.) What programs to use for basic editing?
7.) Importance of Video Editing
Promoting your brand
How it affects your customers

—————-

Click here>Basics of Photoshop 

Photoshop skills seem to be essential if you want to create catchy and effective graphics for your business. Let Amanda De Ocampo take you through the Basics of Photoshop.

Basic Photoshop
How to get started for beginners:
OUTLINE:
1. Editing Photos
a. Filtering
b. Gradients
c. Adding objects/type over numerous layers
d. Stamp tool

2. Layers
a. Layering a photograph
a. Adding objects/type over numerous layers
b. Masking

3. Removing an object from a photo
a. Make A Selection tool/ Magic Wand
– Similar
b. Quick Select to Expand the object
– Adding objects/type over numerous layers

4. Adding or using layers
a. Removing an object from a photo
b. Make A Selection tool/ Magic Wand
c. Using shapes
d. Typing

5. Cropping, Sizing and Saving images for Instagram and Pinterest
a. Instagram
b. Pinterest
Size, pixels, editing
Size, pixels, editing
Pinterest Moodboard

——————

Click here>Setting Up an Online Store 

Nowadays, you don’t need a physical store to sell things! All you need is an #OnlineStore. Learn how to make your own online store with Serial Entrepreneur Fitz Villafuerte.

——————

Click here>Basics of Shooting a Video 

Video is becoming the in thing! All you need to do is learn the basics of shooting a video. Learn from our resident expert, Dennis Abad.

Introduction
Why Shoot Video
Impact of Video on Common Mediums
Basic Videography and Audio Techniques
Maximising videos for your Business

——————-

Click here>Understanding WordPress 

Are you going nuts trying to understand how WordPress works?  Mr. Jerome Esperanza​ enlightens us on how to use #wordpress.

——————–

Click here>Product Shots With A Purpose 

Envious of the great product shots you see on Instagram? Learn how to take great shots of your product with Sheila Catilo!

PRODUCT SHOTS WITH A PURPOSE
I. INTRODUCTION: Shooting with purpose
II. Getting to know your customer (who they are and what they’re looking for)
III. How photos can make or break your business
IV. 5 equipment you need to create a home studio
V. Steps (Planning, set-up, shoot proper, post-processing, publishing)
VI. Factors to consider when shooting products
VII. What to avoid when shooting your products
VIII. Effective rules of composition that sell
IX. Tips on taking product photos with your mobile phone

——————–

Click here>Digital Marketing 

Don’t have a clue on what Digital Marketing is all about? Why are people talking so much about is. Learn from our resident expert, Rosario Juan.

——————–

Click here>Content Planning

Words matter. Content matters especially in this digital world. Let’s all together learn from our resident expert, Rey Baguio.

——————–

Click here>Time Management & Productivity

A question that is always brought up by aspiring entrepreneurs and by already small business owners is that how do you manage time? How do you see to it that you are productive at any given day. Learn from this Recording with Visuals with our resident expert, Sonny Del Rosario.

Understand the Challenge of Managing Time
– Prioritize
– Don’t Procrastinate
– Establish Goals and Deal with Blocks
– Delegate
– Say No
– Anticipate

Are you ready to Enter Entrepreneurship? Purchase these recordings now!

 

5 Scary Things You Should Avoid at the Ninoy Aquino Int’l Airport (NAIA)

Halloween is fast approaching. And this weekend, it’s not the zombies, manananggal, tikbalang, tiktik, multo, tiyanak, and other hair-raising elementals that will scare the hell out of us during the holidays and beyond.

Move away from your favorite Halloween TV features. Stop reading ghost stories. Take a break from watching the Walking Dead.

These five frightening, terrifying, petrifying, and grossly-alarming entities lurking the Ninoy Aquino International Airport terminals will definitely make your blood (pressure) shoot to the heavens.

 

1) Pay-Per-Paging

When I arrived at NAIA 1 from a business trip in Japan, my cellphone battery lost power. I could not find our company driver anywhere around the arrival area.

So I approached the security guard and asked a favor to radio their paging office and announce the name of our driver and that I am already at the arrival area. The security guard directed me instead to go to one of those “sari sari stores” located just around the arrival area and use their payphone to call the NAIA paging and information office.

That was Php5 in exchange for the NAIA’s service to announce your name and your “sundo”!

The NAIA management should have this service for free for all. Why commission those sari-sari stores to be your “Information Desk” agents?

 

2) Extortionist Police Security

I was asked by a businessman friend to bring a number of Swiss wrist watches to his home in Cebu City. That filled about 1/4 of my small luggage.

At the security check section of the domestic airport, the policeman asked me why I have so many expensive watches in my luggage. He said I should be charged for bringing them outside of Manila. Sinong niloko nya? Hindi naman ito international trip ah. I told him that these are gifts by a friend to his family members in Cebu.

The policeman then asked me if he could just have one of those Swiss watches instead so I won’t have to pay for the “charges”. Then I told him, “Okay, I will ask my boss first at GMA-7″.  That’s when and why he let me go.

I guess wearing that GMA-7 complimentary shirt given by a cousin helped.

Sorry and thank you, GMA-7.

 

3) Airport Taxi Scams

There has been a lot of stories of OFWs, migrants, and tourists being abused by taxi cab drivers plying all the NAIA terminal roads.

I almost got duped by one of these taxi cabs when I got back home from my Korea trip. But before I hopped into the cab, I immediately asked the driver “Metro yan, boss?” And he answered, “Depende kung san punta nyo sir.”

So I told him, “No, thank you.” I took the coaster instead that brought me to Pasay Rotonda MRT station for Php20 only if I remember it correctly.

Transferring from one terminal to another? Picking up a foreigner friend? Never step on these terminals with only a few hundred bucks in your pocket. Beware of these taxi fraudsters who victimize expatriates and tourists by charging them from $25 to $100 depending on your destination. When I say “destination” it means within 1 to 10 kilometer radius from the NAIA terminals.

Demand to get off these taxis and refuse to pay if you have the opportunity to do so. Take a photo of the license plate number and ID of the cab driver and upload these to http://taxikick.com to warn others.

**Please take note that yellow airport taxi cabs have a flag down rate of Php70 for the first two kilometers and Php2.50 for every succeeding 500 meters.

DSC_0027 

 

 

 

 

 

 

 

 

4) Visa Checkers

This is definitely one of the most ridiculous procedures I have ever encountered at NAIA Terminal 2. OFW’s and migrants who are leaving the country and are boarding the Philippine Airlines have to fall in line and have their visas checked first before entering the Terminal and do the rest of the crazy procedures inside.

This specific incident happened to us on our way back to the Middle East this year. My wife and daughter had to endure the heat outside the terminal because of the long queue for “visa-checking”. The visa checker told me that the passports of my wife and daughter have no “exit stamp” by the Saudi Arabia immigration. I told him we have an exit and re-entry visa to Saudi Arabia and that the Saudi immigration will not allow us to leave their airport if our visa is invalid!

He insisted that we will have a hard time re-entering Saudi Arabia if our passports don’t have an “exit” stamp by Saudi immigration. I told him “What do you want me to do? Go to Saudi Arabia first and have it stamped there and go back to Manila so that my family can leave the Philippines?!”

He then asked me to go to PAL’s office (inside the terminal) and request for confirmation of the Iqama (residence ID) details of my wife and daughter. Yes, I went through the security check before I enter the terminal and the PAL office. Even the PAL officer was wondering why the visa checker had to ask for that procedure.

When I got back outside the terminal and returned to that annoying visa checker, he stared at the PAL certification and our passports as if trying to look for something inserted. He asked me “Yan na yun sir?”

I stared at him and he didn’t look back. He finally stamped our passports “OK”.

 

  silver bullet

5) “Laglag/Tanim Bala” (Bullet-Planting) Scam

This is the latest scam that has victimized several local and foreign travelers.

You all have heard the stories of some of the victims like OFW Gloria Ortinez, the American missionary Michael White, a Japanese tourist, and a lot more unreported incidents.

OFW blogger PEBA suggests the following:

a. In case airport officials ask you to open your luggage, ask for a lawyer first, who will be present, or someone who can serve as a witness while your luggage is being opened.

b. Don’t ever open your luggage by yourself, to avoid your fingerprints be marked on the bullet or at the area where the bullet was seen. Instead, ask the airport officials to get it.

c. Ask the airport officials to check your fingerprints on the bullet, in front of your lawyer and police authorities. This is of course assuming that the bullet is not really yours.

d. If your fingerprint was not found on the bullet, file a case against the concerned airport officials and ask for the corresponding damage fees. They should also re-book your flight.

BONUS: On a lesser gravity, I will include the Paawa Porters. I once experienced being assisted by a porter after my trip from Singapore. He pushed the cart with my one very light backpack. And upon reaching our car, he asked me “Boss, baka pwede makahingi kahit Php50. Pang-lunch lang.” I don’t easily give in to these kinds of drama. I gave him my leftover Singapore cents instead. Bahala ka magpapalit nyan.

Are you an OFW or a Balikbayan who plans to spend the All Saint’s Day and Christmas holidays back home? Beware of these “legal scams” at the Ninoy Aquino International Airport!

Do you have other scary experience at NAIA? Comment and share below.

Get updated on the latest scams by subscribing to BurnGutierrez.Com.

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Rock your way to abundance!

#moneyliferocknroll

P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Due to popular demand, my good friend and business partner Jon Orana will be releasing again his online program called the Internet Business Master Class. This exciting online learning program is about creating and selling e-books in the internet. Here’s a FREE 23-page step-by-step guide on how to make money selling e-books including which topics to write.

P.S. 3. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at burngutierrezblog@gmail.com if you have any questions. Click here to join!

P.S. 4. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. Order your copy now from our website http://pepotanddora.com and have it delivered right at your doorstep. Or you can grab your copy yourself at The Pantry at 07 in Makati City and ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email des_feliciano@yahoo.com for more details.
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P.S. 5. Buy insurance products online! Visit the very first online insurance store in the Philippines: the AXA iON! Purchase your alternative savings plan, educational plan for your children, medical emergency plan, and your life insurance by clicking HERE.

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Photo credit: Silver Bullet, by Ed Shipul

“Cyberpreneur Philippines” Book Launch to Tackle Online Business Opportunities

Fed up with Manila traffic? It’s now officially the worst in the world, according to the navigation app Waze. Before even getting to the office, many already feel spent by getting stuck on EDSA or lining up for the MRT for hours on end.
Imagine working anywhere so long as there’s Internet connection.

“Cyberpreneurs” enjoy this lifestyle, working in shared offices, coffee shops, or even in their bedrooms. These business-minded Filipinos make good use of the Internet to sell services, create various digital and software products, or get into retail through e-commerce.

How to be a cyberpreneur

If you want this option, Cyberpreneur Philippines: Online Business Start-up Guide, the latest title from PageJump, holds the answers for you. Edited by Ray Calbay, Marv de Leon, and Paolo Lising, the book is a compilation of tips, insights, and practical suggestions by some of the country’s most successful and up-and-coming online entrepreneurs.
“The book serves as a manual for Filipinos to get inspired and jump-start their online entrepreneurial journey,” says Anton Diaz, founder of the popular blog Our Awesome Planet, in his foreword to the book.

The book launch is set on October 25, 4:30 p.m. to 6:30 p.m. at Fully Booked, Bonifacio High Street branch. Those who will attend have the opportunity to interact in an open forum with the book’s contributors. The event is open to the public.

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Straight from the experts

Startup founders, top freelancers, and company CEOs contribute chapters about the many online business opportunities that enterprising Filipinos can take advantage of. The book also covers topics ranging from skills assessment, business planning, to important Web skills such as search engine optimization and social media marketing.

Readers are encouraged to log on to the book’s companion website (www.cyberpreneur.ph) for more content or discuss in social media using the #CyberpreneurPH hashtag. Aside from Fully Booked, Cyberpreneur Philippines will also be available in National Bookstore and PowerBooks branches nationwide, and may also be ordered internationally or as an e-book from Amazon.com.

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Press Release | Media contact: Corinne Pagdagdagan, +63917-8609623 | projects@pagejumped.com

**Rock To Riches’ Burn Gutierrez is a contributor of the Cyberpreneur Philippines book.

#5By20: How The Program is Empowering Women Sari-Sari Store Entrepreneurs

From fruit farmers to artisans to vendors, women around the world are already pillars of Coca-Cola’s business.

That’s why the people at the Coca-Cola Company are building on that foundation by implementing programs to help women entrepreneurs.

Through #5by20, Coca-Cola is addressing the most common barriers to success women face. They do this by giving them access to business skills training courses, financial services and connections with peers or mentors.

And their goal is the empowerment of 5 million women micro-entrepreneurs by the year 2020.

Listen to the inspiring stories of Ate Nora and Ate Nida by clicking the Coca-Cola 5by20 red banner below.

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Support this advocacy and awesome project by Coca-Cola! Click here.

Kung kaya ni Ate Nida at Ate Nora, kaya nyo rin!

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Did you know that the Coca-Cola Company turns 123 this year, having been launched in 1892?

To mark the occasion Westways Vendings has created this infographic which explores 123 fascinating facts about the world’s favourite beverage!

The-123-of-Coca-Cola-Infographic

*This is a sponsored post.