Why Financial Knowledge is not Enough To Get You Out of Poverty

Many Filipinos have been desperately calling the government to help low-income people work their way out of poverty by stamping out corruption, lowering the prices of basic commodities, increasing the salaries, reducing taxes, beating inflation, and teaching financial literacy.

But helping people get out of poverty does not only involve money. The effort requires addressing far more deeper factors that are keeping many people stuck in financial struggles. Continue reading Why Financial Knowledge is not Enough To Get You Out of Poverty

Top 5 Money Decisions People Wish They Did Not Make Last Christmas

With just a few days before the happiest day in the universe, many people are starting to count their remaining cash from their once seem never-ending hard-earned commissions, bonuses, and other windfalls. Wala yata talagang forever.

And since the year 2017 is about to end, you also need to check your budget for the New Year’s Eve celebration. Meron pa ba natitira? (Do you still have remaining cash?).

Here are some bad money decisions that many people made during the last Christmas season. Take time to read and learn not how to be penniless before and after Christmas day. Continue reading Top 5 Money Decisions People Wish They Did Not Make Last Christmas

How To Spend Your Christmas Bonus Wisely And Save For Your Future

The December Christmas season is fast-approaching yet again, and for most of us workers, especially the ones in office environments, that means one very important thing, something everyone seems to be looking forward to during the exciting holiday season…of course, that’s right, it’s Christmas bonuses!

Once you get that 13th month pay, it is definitely more than tempting to splurge all of that hard-earned extra money on material things, trips, gifts for yourself and others, but it might be a good idea to think twice before swiping your debit card. That’s because one way to make the most out of it is to spend it wisely – did you know that you can have fun and enjoy your Christmas bonus all while being responsible and saving some of that money, tucking it away for a rainy day or even using it for the better good- for your tomorrow and your future?

It’s not wrong to want to spend on the things that catch your eye, although if you want the best of both worlds, to have the ability to spend and to save at the same time, just keep reading on.  Continue reading How To Spend Your Christmas Bonus Wisely And Save For Your Future