Know The Secrets in Making More Money Online! Join the WebCamp – Internet Business Super Conference 2012

You can start to earn or grow your business online by learning how to do it in most effective ways.

My online friend Heinz Bulos and his group Learning Curve will be holding an internet business super conference called WebCamp 2012 on November 28, 2012.

Times are a-changing, as Bob Dylan would sing. Soon, the days of harsh commuting around the Metro will be gone for those who seek to finally just work at home in front of their computer screens. A lot of people are starting to make a lot of “active” money on the Internet. From a decade back, individual netrepreneurs on eBay, Sulit, and Multiply have earned more by selling toys, accessories, or clothes. More bloggers are quitting their day jobs to start earning more online. Continue reading Know The Secrets in Making More Money Online! Join the WebCamp – Internet Business Super Conference 2012

You Can’t Complain “I Don’t Have Money”

Too many times we hear our co-workers say, “wala na ‘kong pera eh” (I don’t have cash on hand anymore.). Ironically, you hear that line usually within five days after the last payday.

If you are one of them, it’s understandable if you are sending a kid or two to school. Or when a relative is sick back home and you need to regularly send a fixed amount on a monthly basis. That applies especially if you are working overseas or outside Metro Manila.

But if you are saying that line and you don’t have savings or investment, and you are holding on to a brand new iPhone or Galaxy tab, then you do not have the right to complain.

Continue reading You Can’t Complain “I Don’t Have Money”

A Janitor Invests in the Stock Market

Once there was a 25-year old man named Kiko (real name withheld for security reasons) who knows nothing about investing but wanted to earn more apart from his monthly salary. He works as a janitor in a small professional firm in Makati.

One night, while doing his routine after-office cleaning, he noticed that one of the computers was left on by one of their employees who probably went off hurriedly for a Friday night gig. Kiko took the chance to browse the internet. (Yes, Fesbuk!)

Continue reading A Janitor Invests in the Stock Market

Long-Distance Relationships Can Work (3,961 Miles Away)

Sorry, I’m not talking about romantic and infatuated love affairs. This is about how distance and the social media played effective roles in building business relationships and serving other people in our recently concluded personal finance and investment literacy seminar held in Singapore.

Continue reading Long-Distance Relationships Can Work (3,961 Miles Away)

Your “Laziness” Can Make You Rich…(Wehhh???)

There is one popular investment guru and columnist who’s a known hardcore active stock market trader and totally hates the cost-averaging method of investing. One guy posted a comment on the guru’s Twitter account saying that “Cost Averaging” is an effective strategy than having no strategy at all. The popular guru replied, “Doing bad is better than doing nothing at all?”

That’s how he hates “laziness”. That’s how he hates passive investing using the cost averaging method.

Continue reading Your “Laziness” Can Make You Rich…(Wehhh???)

Are You Geek?

Have you ever experienced getting squeezed between intellectual friends or acquaintances in one chatting occasion? Like you were in a middle of three English-speaking geeks talking about Star Trek and Harry Potter when in fact you still do not understand until now what those movies really are all about?

Continue reading Are You Geek?

Why You Should Not Invest in The Stock Market

You should not invest in the stock market if you don’t want to secure your family’s future.

If you want to be dependent on your children and other people during your retirement years, don’t invest in the stock market.

Continue reading Why You Should Not Invest in The Stock Market

An OFW Must Learn and Invest to Achieve Financial Independence

When a fellow investment advocate urged me to start an online movement to teach overseas Filipino workers on investing, entrepreneurship, and personal finance, I began to realize that this must be the reason why this time around God wanted me back here in Saudi Arabia.

Let me go back in time.

Continue reading An OFW Must Learn and Invest to Achieve Financial Independence

My semi-automatic S/I 1000

No, it’s not the latest gun model from UDMC or Armscor (Armscor and UDMC are local gun manufacturers, just to let you know). While we continue to support a gunless society, I still believe that guns are “necessary” to protect the people and secure the nation while moving forward to prosperity. Guns should only be possessed by responsible and authorized persons like policemen and soldiers.

Going back to Semi-Automatic S/I 1000, I’m actually referring to a semi-automatic habit of Saving and Investing. Thus the symbol or acronym S/I. And 1000, well, refers to the minimum amount that I’m actually “loading” in to that S/I program on a monthly basis which is Php1,000. Through money-cost averaging, your money will reap higher returns in the long run. With these programs, your hard-earned money will grow more than just leaving them in your drawers, vaults, or savings accounts.

Continue reading My semi-automatic S/I 1000