A couple of days ago, I wrote a Facebook status about how many Pinoy parents put a lot of pressure on their kids to pursue awards, honor medals, and a diploma. As of this writing, the post has received over 7,000 Likes and has been shared by more than 3,000 readers. That’s just in less than 2 days. (26,000+ likes and 14,400+ shares on the 3rd day)
It’s a very long article but many say that they have read every word that was written. Probably because it was something that they can relate to.
Two things in this world hardly ever get discussed on the same conversation: artistic passions and personal finances. Why? Both lie on the extreme sides of the mind: the creative and logical. But truth is, they’re not as unrelated as most people think.
Most of the things in life won’t be possible without money. We can’t eat without money – unless we scavenge trash bins of restaurants and make “pagpag”. We can’t spend quality time with our loved ones without money – unless we just stay home, watch TV, or play board games (all of which still need money by the way). And we can’t indulge in our artistic passions without moolah – unless our idea of art is drawing stuff on other people’s walls. Continue reading Pera’t Sining: Of Artistic Passions And Personal Finances
So you don’t have a job now. Or your business isn’t doing well. Or you simply just failed to manage your finances in the previous month and your bills are starting to pile up. Overdue notices have been slipping under your door while you are sleeping.What are you gonna do now? Should you immediately borrow money from a loan shark?
At last, PERA is here! After half a decade of waiting and being a #Paasa to many Filipinos, especially OFWs, the government has finally launched it to help promote long-term investments.
But what is PERA?
PERA is the acronym for PERSONAL EQUITY and RETIREMENT ACCOUNT. This is a voluntary retirement account, which an individual can set up for his/her exclusive use and benefit. It is similar to the 401(K) of the United States of America that serves as a financial instrument for retirement. Continue reading Why OFWs Need To Invest in P.E.R.A. While Abroad
With Christmas less than two weeks away, more and more of our kababayans are coming home to spend the holidays with their families. After living and working abroad with little to no family with them, returning home for the holidays is a much-awaited homecoming for overseas Filipino workers (OFWs). From balikbayan boxes filled to the brim and nightly reunions, the Christmas holidays is a grand celebrations for OFWs, and an expensive one. Continue reading Top 10 Money Tips for OFWs on Christmas Vacation
Christmas in the Philippines is often celebrated at the start of the “ber” months. And since it’s already November, we’re barely just over a month away from the most wonderful time of year. This is the time when we write down the names of our loved ones and plan what presents we should buy for them.
We not only need to prepare our wallets for the biggest spending season but our stamina as well to withstand long shopping queues and the Metro Manila traffic.
Whenever I give a seminar or workshop on personal finance, business and investing, the most common response from the audience to my question as to whether they already have bank accounts is always a big resounding “no”. This kind of response is one of the reasons why financial advocates need to work more to help many Filipinos become more equipped with financial knowledge and use it further to achieve financial freedom.
I have been very busy for the past several weeks as I am currently working on our second house project in Lipa City which we hope will be done within this month. Watch out for it as we will be selling it at a premium price. The location is very cool and close to nature! That’s the reason I have fewer speaking engagements and coming out with even fewer articles in this blog.
Here’s a preview of our house project which will be available for bidding/selling soon! Our decision to dabble in real estate business is a welcome change.
Meanwhile, there is another true change that is coming to town. And this viral video of Bo Sanchez will give a preview of that!
This video has reached Filipinos from all over the Philippines and even our kababayans in the Middle East, the U.S., Australia, Europe, and the rest of the world are raving about it!
The video has created so much excitement, people were raving about it!
Allow yourself to be inspiredl! Watch this video now and feel the real change that’s coming soon!
P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .
P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClubsocial site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at email@example.com if you have any questions. Click here to join!
P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email firstname.lastname@example.org for more details.
P.S. 4. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!
P.S. 5. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!