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So Close,Yet So Far Away – Free Personal Finance Seminar for OFW’s in Israel

Our personal finance guru, Randell Tiongson will be conducting a free simple financial planning seminar for our OFWs based in Israel.  Most of the invited attendees are members of our OFW UsapangPiso Forum based in Haifa and Tel Aviv.

As compared to our previous personal finance seminar in Singapore, which is actually several thousand miles away from where I am, this one is a little bit more challenging. In case you don’t know, telecommunication between Saudi Arabia and Israel is totally forbidden, even if they are just neighboring countries.

So close, yet so far away. Continue reading So Close,Yet So Far Away – Free Personal Finance Seminar for OFW’s in Israel

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OFW’s Must Invest in Retail Bonds

First, let us determine what bonds really are.

Bonds are a kind of “utang” (loan) by an investor from another individual or entity. It is classified as “fixed” because there is a specified interest rate and a specified maturity date or settlement period.

For example, I will borrow from you a principal amount of Php100 and i promise to pay you after 1 year with a fixed interest of 5%. Which means I will be returning to you an amount of Php105 at the promised (maturity) date after 1 year. Continue reading OFW’s Must Invest in Retail Bonds

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Know The Secrets in Making More Money Online! Join the WebCamp – Internet Business Super Conference 2012

You can start to earn or grow your business online by learning how to do it in most effective ways.

My online friend Heinz Bulos and his group Learning Curve will be holding an internet business super conference called WebCamp 2012 on November 28, 2012.

Times are a-changing, as Bob Dylan would sing. Soon, the days of harsh commuting around the Metro will be gone for those who seek to finally just work at home in front of their computer screens. A lot of people are starting to make a lot of “active” money on the Internet. From a decade back, individual netrepreneurs on eBay, Sulit, and Multiply have earned more by selling toys, accessories, or clothes. More bloggers are quitting their day jobs to start earning more online. Continue reading Know The Secrets in Making More Money Online! Join the WebCamp – Internet Business Super Conference 2012

Skiddoo Philippines Inc
Skiddoo Philippines Inc

You Can’t Complain “I Don’t Have Money”

Too many times we hear our co-workers say, “wala na ‘kong pera eh” (I don’t have cash on hand anymore.). Ironically, you hear that line usually within five days after the last payday.

If you are one of them, it’s understandable if you are sending a kid or two to school. Or when a relative is sick back home and you need to regularly send a fixed amount on a monthly basis. That applies especially if you are working overseas or outside Metro Manila.

But if you are saying that line and you don’t have savings or investment, and you are holding on to a brand new iPhone or Galaxy tab, then you do not have the right to complain.

Continue reading You Can’t Complain “I Don’t Have Money”

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A Janitor Invests in the Stock Market

Once there was a 25-year old man named Kiko (real name withheld for security reasons) who knows nothing about investing but wanted to earn more apart from his monthly salary. He works as a janitor in a small professional firm in Makati.

One night, while doing his routine after-office cleaning, he noticed that one of the computers was left on by one of their employees who probably went off hurriedly for a Friday night gig. Kiko took the chance to browse the internet. (Yes, Fesbuk!)

Continue reading A Janitor Invests in the Stock Market

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Long-Distance Relationships Can Work (3,961 Miles Away)

Sorry, I’m not talking about romantic and infatuated love affairs. This is about how distance and the social media played effective roles in building business relationships and serving other people in our recently concluded personal finance and investment literacy seminar held in Singapore.

Continue reading Long-Distance Relationships Can Work (3,961 Miles Away)

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Your “Laziness” Can Make You Rich…(Wehhh???)

There is one popular investment guru and columnist who’s a known hardcore active stock market trader and totally hates the cost-averaging method of investing. One guy posted a comment on the guru’s Twitter account saying that “Cost Averaging” is an effective strategy than having no strategy at all. The popular guru replied, “Doing bad is better than doing nothing at all?”

That’s how he hates “laziness”. That’s how he hates passive investing using the cost averaging method.

Continue reading Your “Laziness” Can Make You Rich…(Wehhh???)

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Are You Geek?

Have you ever experienced getting squeezed between intellectual friends or acquaintances in one chatting occasion? Like you were in a middle of three English-speaking geeks talking about Star Trek and Harry Potter when in fact you still do not understand until now what those movies really are all about?

Continue reading Are You Geek?