A Janitor Invests in the Stock Market

Once there was a 25-year old man named Kiko (real name withheld for security reasons) who knows nothing about investing but wanted to earn more apart from his monthly salary. He works as a janitor in a small professional firm in Makati.

One night, while doing his routine after-office cleaning, he noticed that one of the computers was left on by one of their employees who probably went off hurriedly for a Friday night gig. Kiko took the chance to browse the internet. (Yes, Fesbuk!)

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Accountants and Auditors Are Two Different Dinosaur Species

Let’s settle this thing once and for all.

A lot of accountants think that auditors must do their auditing jobs efficiently. They believe that auditors must do their research assignments first before asking too many non-sense questions in an interview that lasts at least two favorite primetime shows or Koreanovelas.

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Long-Distance Relationships Can Work (3,961 Miles Away)

Sorry, I’m not talking about romantic and infatuated love affairs. This is about how distance and the social media played effective roles in building business relationships and serving other people in our recently concluded personal finance and investment literacy seminar held in Singapore.

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Your “Laziness” Can Make You Rich…(Wehhh???)

There is one popular investment guru and columnist who’s a known hardcore active stock market trader and totally hates the cost-averaging method of investing. One guy posted a comment on the guru’s Twitter account saying that “Cost Averaging” is an effective strategy than having no strategy at all. The popular guru replied, “Doing bad is better than doing nothing at all?”

That’s how he hates “laziness”. That’s how he hates passive investing using the cost averaging method.

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Why You Should Not Invest in The Stock Market

You should not invest in the stock market if you don’t want to secure your family’s future.

If you want to be dependent on your children and other people during your retirement years, don’t invest in the stock market.

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An OFW Must Learn and Invest to Achieve Financial Independence

When a fellow investment advocate urged me to start an online movement to teach overseas Filipino workers on investing, entrepreneurship, and personal finance, I began to realize that this must be the reason why this time around God wanted me back here in Saudi Arabia.

Let me go back in time.

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My semi-automatic S/I 1000

No, it’s not the latest gun model from UDMC or Armscor (Armscor and UDMC are local gun manufacturers, just to let you know). While we continue to support a gunless society, I still believe that guns are “necessary” to protect the people and secure the nation while moving forward to prosperity. Guns should only be possessed by responsible and authorized persons like policemen and soldiers.

Going back to Semi-Automatic S/I 1000, I’m actually referring to a semi-automatic habit of Saving and Investing. Thus the symbol or acronym S/I. And 1000, well, refers to the minimum amount that I’m actually “loading” in to that S/I program on a monthly basis which is Php1,000. Through money-cost averaging, your money will reap higher returns in the long run. With these programs, your hard-earned money will grow more than just leaving them in your drawers, vaults, or savings accounts.

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What Hurts You Can Make You Move (OFW Stories)

Every end of the month I send money back home for our tithes, to fund my investment portfolio, and a few more bucks for my mother’s monthly needs. Call it routine for Filipinos based and working abroad.

It’s common to see kababayans lining up the banks and remittance centers during the last and first weeks of the month.  As you know, paydays abroad are mostly scheduled on a monthly basis. Not the typical 15th and 30th payday systems commonly practiced in the Philippines. In fact, there are lots of heartbreaking stories you hear from fellow Filipinos while waiting in line. These are a few of them:

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My colleagues are investing in the stock market

Forgive me for my slanderous first blog which i posted last evening. I just couldn’t help but rant against those people who are “exercising freedom of speech” yet do not think that others may be put in grave danger for their lack of forethought.

Let me give you some good news now.

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