Not Everyone Earns Like U2. What Should You Do?

Forbes ranked U2 as the 4th highest paid musicians in 2012, pulling in $78 million on the tail end of the group’s record-breaking 360 tour. Their total gross earnings for 3 years? – $736 million.

But not every musician or band can earn as much as what U2 does. As what my previous post revealed, a lot are even playing unpaid. I personally believe that even heroes should be paid. Remember Parokya ni Edgar’s “Mang Jose“? 😛

A lot of people, including musicians find dealing with finances a very daunting task. But in reality, when you learn the basic approaches to managing your personal finances, you will find the tasks a lot easier than you thought.

Here are some of the most important finance concepts that every musician should know. Continue reading Not Everyone Earns Like U2. What Should You Do?

Congratulations, You Just Wasted Your Money

I hear people saying that living only on 70% of their income is completely ridiculous. Impossible. Crazy.

But you won’t see them cutting down their spending on cigarettes, liquor, partying, gourmet food, expensive coffee, and a whole lot of lovin’.

For those who don’t believe in the Power of Compounded Interest, let’s check how much you wasted when you purchased the following things from 2011 to 2012. Continue reading Congratulations, You Just Wasted Your Money

10 Superstitious Beliefs That Keep Most Pinoys Poor

Passiveness and extreme sentimentalism are two unhealthy mindsets that keep most Filipinos poor and stagnant.

But one other ridiculous reason why most ordinary Filipinos are not moving forward is their penchant belief on superstitions that they either inherited from their ancestors or adopted from their previous colonizers. Especially those directly related with money.

While some of them are quite interesting the rest are rather comical.

See for yourself if any of these still affect your financial decisions on a daily basis: Continue reading 10 Superstitious Beliefs That Keep Most Pinoys Poor