What Are The Differences Between Ponzi and Pyramid Schemes? (Infographic)

It has been several years since this blog started exposing “scams” and investment scandals here in the Philippines and abroad.

We do our very best to protect our countrymen from falling prey to these scammers and fraudsters by providing free information and education through seminars and articles such as this one.

Thankfully, an online colleague (Thanks to Eammon!) decided to produce the below visual asset on the topic. It takes you through how they both work and what the key differences are between the two. Continue reading What Are The Differences Between Ponzi and Pyramid Schemes? (Infographic)

10 Mistakes Pinoys Do Before a Personal Loan Application

10 Mistakes Pinoys Do Before a Personal Loan Application

10 Mistakes Pinoys do before a personal loan application_Masthead

Personal loans are an easy sell for most Pinoys. They have flexible payment options, easy application requirements, and are readily available from banks. Most Pinoys use personal loans to start a business, fund their dream wedding, travel abroad, and start their home remodeling projects. Because personal loans do NOT require any collateral and have easy-approval, they are great for emergencies, too. But is that enough reason to get a loan? Continue reading 10 Mistakes Pinoys Do Before a Personal Loan Application

Investment Hacks That Will Make Your 2017 a Different Year

As 2016 draws to a close, do you feel you have achieved all your financial goals? If it’s a yes, you deserved a pat on the back, otherwise, you could just be in the same group as those who couldn’t afford a Christmas gift or dinner this year. Nevertheless, here are some investment strategies for 2017 to get you a bigger bank account.

It’s no secret, the only way to have more money is to actually make it grow. Saving is just one part of the equation then investments complete the whole balance. But like many, you may feel a bit intimated about the word investment. However, it’s not as hard as it sounds, and many wealthy investors today at one point were in the same position you are. Continue reading Investment Hacks That Will Make Your 2017 a Different Year