How Much House Can You Afford?

As part of the launch of TrulyRichClub 2.0, members get to learn more on how to plan their finances wisely through online tools and friendly reminders.

One of the tools that TRC members will enjoy and benefit from are the TRC finance and investment calculators. In this particular post, you will be able to determine if the property you are looking at right now is affordable or may be beyond your financial capacity.

2016-07-11 16.18.24
The newly-constructed house in a 200-sqm property located in the cool city of Lipa. If you want to see and purchase this house and lot, you may send an email to and get a very special discount.

So before you sign that agreement and turn over the postdated checks to your real estate broker/agent, check out this calculator first.

So are you really ready to buy a house? Check out my advise here first before hurting your pocket.

Learn more on how to invest! Subscribe to Rock To Riches for FREE!




Rock your way to abundance!


P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email for more details.

P.S. 4. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 5. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!

How Much Do You Need To Start Your Dream Business?

Launching your first business can be difficult to deal with not even to mention the money issues that needs to be considered. Having a business means you have to commit your own time and money that is why you have to ensure that you are ready to succeed from the very first time.

However, planning the finances is most of the time being ignored and overlooked. Many startups even put it behind other factors such their products or services, pricing, and branding.

When starting a business, it’s important that you take time to estimate costs and not be surprised along the way so that this can give you the channel to achieve a long-term profitability.

On March 13, 2016, our friend and serial entrepreneur Fitz Villafuerte will show you how to determine the right amount of money that you need to start your business.


Do you want to start your business the right way? Sign up now to the second run of Enter Entrepreneurship online seminar series!

Sign up for only Php500 per session or get the whole progam for only P3,999! Click here to register!

We’re Selling Our House In The Cool City of Lipa

Earlier this year, I mentioned how we enjoyed our 40-day vacation in our newly-built house in the cool, clean, and refreshing Lipa City. It was a fun-filled yet quiet vacation away from the chaotic Manila.

You can view from our porch and window the majestic, mythical, and historical Mt. Malarayat. History books also call it Malipunyo or Susong Dalaga. Our summer vacation mornings felt like Christmas season because of the cool breeze coming from the mountain and the trees!

But as much as we want to keep the property, we have to let it go (ASAP!) as we need to transfer to another property in the urban Lipa City where our new business will operate and will require our full attention.

Here are the details of our house and lot:



House Type: Newly-built 3-Bedroom Bungalow
Street: Santo Nino Drive
Barangay: Sto. Nino, Lipa City, Batangas
Lot Area in sqm: 200
Floor Area in sqm: 80
Offer Price (CASH ONLY!): PHP 1,595,000.00

Other Details
15-minute drive to Puregold, SM Lipa, and Robinson’s malls
2 Bedrooms
1 Master’s Bedroom with own Bathroom
1 Common Bathroom
with own electricity line (Batelec)
Water line (on going application)
Great for retirees and those who love nature!
Beside 3C Nature Resort and near The Farm at San Benito!

**The house is 95% finished (you will just have to paint it according to your desired color scheme)
***Located along the main road (Sto. Nino Drive). Public utility jeepneys and tricycles are available.
****Currently occupied and maintained by caretakers.

If you decide to buy it NOW, we will give you a SPECIAL DISCOUNT!

Contact Info and Inquiry Form

To inquire and get more details, please fill-out the buyer inquiry form below:

Please use this form only if you are a serious buyer. Kindly fill-out as completely and as accurately as possible. You may follow-up on your inquiry by sending an email to first. You can then text/sms +63-916-2953058 after sending your email inquiry.

Here are some of the images of our house and lot:

the facade

a view from the side

Two bedrooms near the garage
main door near the garage
our daughter in the dining area

the main door and the garage with enough room for bigger vehicles

my daughter and niece having a great time in front of our house

The main road in front of our house. And yes, horses are a familiar view as we are surrounded by haciendas and farms (behind us is Mikee Arroyo’s hacienda)

Sto. Nino Drive. You will notice the pink banners where our neighbor 3C Leisure Resort is located


My wife enjoying the view of the farm and Mt. Malarayat. Migratory birds such as seagulls and cattle egrets are the usual visitors here.

a morning view from our window
My wife and I enjoyed reading books at our porch. You surely will too!

This is my view of nature and Mt. Malarayat while taking a rest from blogging
a sneak peak during the construction of the house earlier this year.

Again, fill out the form if you are a serious buyer only.

You may follow-up on your inquiry by sending an email to first. You can then text/sms +63-916-2953058 after sending your email inquiry.

Thank you!