It took some time before I was able to convince my OFW colleagues to open their first stock market investment portfolio. Every day I send them helpful articles about long-term investing, cost-averaging, fundamental analyses of big companies, and various financial literacy blogs.
Weeks after, they finally made the decision to start investing.
(Do you want to be guided in stock market investing from opening your account up to buying your first stocks? Click this link to help me guide you in your stock market investing journey.)
So how did they do it? What did they do first?
Here are the procedures that my colleagues followed to open their first ever stock market investment portfolio through my online stockbroker COL Financial Group, Inc. (formerly known as Citiseconline) Continue reading How Can OFW’s Invest in Stocks Online?
A lot have been written by money experts and personal finance gurus about how to discipline one’s self in saving up for the future. It may already sound cliché but did you know that repetition is the mother of all skills?
That’s why I’m emphasizing once more the importance of making this a habit. I know it’s hard for most people. I would admit that this was very hard for me as well. But once you’ve found a mechanism to pay yourself automatically, I bet you’ll be the one yourself to increase what you’ve already been keeping. Continue reading Pay Yourself First – Can You Do It?
I have always been a fan of creative entrepreneurship. And I love Filipino-themed t-shirts. That’s why I’ll be giving away 2 customizable T-shirts courtesy of Teekals.com! One guy and one girl will win!
(Note: Only Philippine residents are qualified to join. OFW’s and overseas-based Pinoys can join the contest provided that you indicate a Philippine address in the shipping details. T-shirts will only be delivered within the Philippines.)
It’s simple to join! Continue reading Win Free Shirts from Teekals.Com – Whatever It Is. More Fun in the Philippines!
Based on the independent investigation of an affiliate “agent”, the following entities are suspected to be involved in possible fraudulent and scam activities in Asia and elsewhere.
Beware! Continue reading ALERT! New Scams To Be Wary Of
Some people have gotten tired of investing their money because of past failures and wrong decisions. Discouraged by losses brought about by the global financial crises in the past, many have opt to be too “conservative” that they just leave all their money in savings and time deposit accounts. Or worst, they just keep them under their pillows.
Taking risks again after losing thousands of bucks from investing in unknown businesses or schemes will not be very easy. Many of them admit that they have learned their lesson well and therefore decided not to invest again. However, this is a wrong approach of learning from life’s failures.
Here are three proper ways to learn and move on from all these bad experiences. Continue reading How to Recover from Investment Failures
One of the best gifts you can give to yourself and your family this Christmas is financial education and an abundant mindset.
If you are an OFW who’s going for vacation in the Philippines these final weeks of the year, why don’t you or your family members attend these seminars and workshops to equip you with the basics and fundamentals of investing and entrepreneurship?
Get yourself motivated as well by upcoming inspirational events and positive mind-setting sessions.
Check out the following seminar and event schedules of OFW UsapangPiso‘s partner institutions and organizations for the last part of November up to December this year: Continue reading The Best Gifts For OFW’s This Christmas – Financial Education and Abundant Mindset
Quite a number of OFW’s are starting their homecoming (vacation) at this time. Most of them are staying up until Christmas or New Year’s Day. This is also the period and season when OFW’s are the main “target market” of scammers.
So how will an OFW be able to spot a financial scam such as pyramiding and avoid being the next victim while enjoying his or her vacation with loved ones?
Here are a few quick points to remember to protect you, your family, and your money during the Holidays: Continue reading OFW’s, Protect Your Money This Christmas Season
In my previous post, Protect Yourself From Identity Theft (Part 1), we talked about the dangers of exposing your personal details on Facebook such your ID screenshots, passports, licenses, etc.
We also mentioned about the dangers in using credit cards in commercial establishments and I gave the Barnes and Noble credit card fraud incident in the US as an example.
And then we illustrated how a blogger’s account was copied and contents such as photos even with watermarks were stolen by an online thief.
With just those three classic examples of identity theft scenarios, we should remember that social media profiles and personal experience blogs are like public records of your personal information. Even if you decide to delete them later on, someone else must have already stolen what you posted before. Nightmares, huh?
Let’s now see what are the basic measures we can do to protect our identities online. Continue reading Protect Yourself From Identity Theft [Online] (Part 2)
The eager-for-knowledge OFW UsapangPiso-Israel group has just wrapped up its first financial planning seminar series yesterday, November 13, 2012 in Protea Retirement Village, Tel Mond, Israel conducted by the energetic personal finance guru, Randell Tiongson. (The first one was held in Tel Aviv last November 10, 2012)
The group’s coordinator, Charma de Villa, attested to the gratefulness of the attendees of the seminar for the opportunity and the life-changing experience of taking the first step towards financial independence: Learning. Continue reading Im Tirtzo, Ein so Ha’agadah (If You Will It, It Is No Legend)