Skiddoo Philippines Inc

How Young Workers Can Live Well On a Low Income

The Philippines’ workforce is currently dominated by young workers as data indicates that almost half of the labor force population in 2015 were Filipino Millennials.

And because it has been said that this generation is driven by instant gratification, it’s not unusual to see young workers in urban areas sporting the latest gadgets, going on vacations to take Instagram-worthy photos, and crowding coffee shops and the hippest restaurants on the weekends—even if they end up in debt as their spending habits are not in sync with their current salary.

While having it all on the surface may seem like the way to live, it’s not the definition of living well. But by making good financial choices, prioritizing, and knowing how the system works, it’s possible to truly live a good and healthy lifestyle, even on a low income.
Continue reading How Young Workers Can Live Well On a Low Income

Skiddoo Philippines Inc

6 Real Estate Investment Opportunities Most Filipinos Miss Out On

Real estate is one of the safest and most profitable investments one can ever make through careful management and smart strategies. Here and abroad, the Philippines is considered a prime location for real estate investment, thanks to the property market boom in the past few years. Yet, most Filipinos are too risk-averse to take advantage of the high-yield property investment opportunities available to them.

On the other hand, savvy investors diversify their portfolio, including real estate, to maximize their long-term earning potential. If that is your goal, then you need to tap into these six real estate opportunities in the Philippines that most Filipinos miss out on. Continue reading 6 Real Estate Investment Opportunities Most Filipinos Miss Out On

Skiddoo Philippines Inc

An Investor’s Guide to Central Business Districts in the Philippines

Whether you’re a business guru or not, you probably know the importance of finding a good location for your business. An ideal location should be able to satisfy certain criteria such as a steady populace, accessibility, good infrastructure, a well-developed community, availability of basic services and resources, safety, and many others which are all advantageous for business.

If you are an investor with plans to start a business in the Philippines, here’s some good news: the country has been able to develop central business districts in key cities and regions, which can be the best choice for your business location. With central business areas meeting the aforementioned criteria, putting up your office in those prime locations means better and higher chances of making your business thrive.

Below is a list of the CBDs in the Philippines, plus some basic information you need to know about each of them: Continue reading An Investor’s Guide to Central Business Districts in the Philippines

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What Are The Differences Between Ponzi and Pyramid Schemes? (Infographic)

It has been several years since this blog started exposing “scams” and investment scandals here in the Philippines and abroad.

We do our very best to protect our countrymen from falling prey to these scammers and fraudsters by providing free information and education through seminars and articles such as this one.

Thankfully, an online colleague (Thanks to Eammon!) decided to produce the below visual asset on the topic. It takes you through how they both work and what the key differences are between the two. Continue reading What Are The Differences Between Ponzi and Pyramid Schemes? (Infographic)

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5 Qualities You Should Look For In A Good Stock Investment

One of the most respected investing icons in this generation is Warren Buffet. You may have heard from experienced traders and investors that Warren isn’t actually investing in stocks. But that he is actually buying companies.

In a way, if you buy shares of a good company, you are indeed buying a portion of it. You become a part owner.

Mind you, Warren Buffet is not the type of investor who buys stocks on a whim. He looks at certain factors when picking stocks for long term investment. Continue reading 5 Qualities You Should Look For In A Good Stock Investment

Skiddoo Philippines Inc

Why You Don’t Need Awards Or A College Degree To Be Successful In Life

A couple of days ago, I wrote a Facebook status about how many Pinoy parents put a lot of pressure on their kids to pursue awards, honor medals, and a diploma. As of this writing, the post has received over 7,000 Likes and has been shared by more than 3,000 readers. That’s just in less than 2 days. (26,000+ likes and 14,400+ shares on the 3rd day)

It’s a very long article but many say that they have read every word that was written. Probably because it was something that they can relate to.

College Diploma With Cap And Tassel

It’s about a culture of being entitled and not being left behind by peers and the community. A culture that has caused many Filipino families a lot of unpaid debts, selling of most precious treasures and assets, and anxieties both among parents and children. Continue reading Why You Don’t Need Awards Or A College Degree To Be Successful In Life

Skiddoo Philippines Inc

How To Make Money When You Literally Have No More Cash In Your Pocket

So you don’t have a job now. Or your business isn’t doing well. Or you simply just failed to manage your finances in the previous month and your bills are starting to pile up. Overdue notices have been slipping under your door while you are sleeping.What are you gonna do now? Should you immediately borrow money from a loan shark?

Here are a few suggestions that you can consider if you are cash-strapped today. Continue reading How To Make Money When You Literally Have No More Cash In Your Pocket

Skiddoo Philippines Inc

7 Alternative Heartbreaking Pinoy #Hugot Songs About Losing Love (And Money?)

Many of us speak about love not yet found. Yet many of us gets shattered whenever love is lost.

You lose appetite at work. The emotional pain affects your physical health negatively. You lose money in the process. Especially if you go through that “wrong” kind of relationship.

These songs illuminate the undecided, unsettled grey areas of falling in love. The effort to find someone only to lose that person. The persona that makes you feel right yet wrong. The person that you makes you feel happy yet sad. How can someone make you happy yet sad? Continue reading 7 Alternative Heartbreaking Pinoy #Hugot Songs About Losing Love (And Money?)

Skiddoo Philippines Inc

Can You Really Make a Full-Time Living Online?

Still stuck working in a job you’re not really inspired by? Still wanting to find a way to do your own thing and get paid well enough to quit and be free?

You’re not alone. There are millions out there wanting a better life and feeling super jealous as they watch more and more people having success with self-publishing, blogging, internet business, and other inspiring and liberating ways to earn a living.

In the latter part of 2015, I never thought I will make the best decision ever in my life: work full time at home.

After 5 years of working overseas and earning that good fixed monthly income, I decided that this should not be happening in another 5 years. I have to make the decision to come back home and be with my family and loved ones. But that would not have been easier if I did not find ways to earn online while preparing for our homecoming.

And here I am now, working at home and getting invitations to give talks, coach people, and teach other people to become entrepreneurs and investors.

But how do you make it happen? It can all seem so nebulous and impossible.

Now, to give you fair warning, this guy Buck Flogging has a crude sense of humor and is a riot to put it lightly, but his program to “quit your job in 6 months” is the best of its kind. If you’re looking for a way to earn a full-time living online, and you don’t feel like putting in 5 years of hard work to MAYBE make it, this is something you need to check out.

To find out more, just watch this short video…


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Rock your way to abundance!


P.S. 1. Are you an OFW who’s been looking for a investment placement where your money could grow higher than your time deposit accounts? Are you outside of Metro Manila and would like to start investing in mutual funds but have no personal advisors to help you out? Click here so I can help you open a mutual fund account NOW! .

P.S. 2. Bro. Bo Sanchez has appointed me as a coach for our young and new investors at the TrulyRichClub social site. It’s a fun, learning family with the purpose of “helping good people become rich”. I’m inviting you to join the TrulyRichClub too and email me at if you have any questions. Click here to join!

P.S. 3. My co-author/illustrator Des Feliciano and I have just launched our “The Adventures of Pepot Kuripot and Dora Gastadora” comic book! It’s arguably the first and only personal finance-influenced comic book in the Philippines. You may grab your copy at your favorite National Bookstore and Powerbooks outlets. Or you can grab your copy yourself at ilovemilktea in Las Pinas City. Now available also in Australia, Saudi Arabia, and the USA! Email for more details.

P.S. 4. Yes, our Cyberpreneur Philippines book is now out in bookstores! Check out the chapters from my fellow authors Ray Calbay, Fitz Villafuerte, Ginger Arboleda, Kristel Silang, Marv de Leon, Paolo Lising, Anne Quintos, and other great online entrepreneurs and experts! Score your copy here now!

P.S. 5. Send healthcare and grocery products online to your loved ones in the Philippines via BeamandGo!