Category: Charity

How To Change Your Money Habits

If you buy a treadmill and just decide to make at least 15 minutes of running everyday, do you know that your decision to doing this for the whole year is just going to happen for a few days only? Do you know that when you just “decide” to reduce your spending or to save money, that mere decision will likely not going to happen?

I remember hearing from one of my respected mentors that almost everything that we do everyday aren’t really decisions but rather habits that we ourselves have brought into being along the way. And that includes our “automatic” money habits which are actually one of the main reasons why many people’s pockets get seriously damaged.

One example of this is when you drop by a fastfood restaurant on your way home and order anything that you don’t even like just because you want to bring something to your family members. And even if your loved ones don’t eat them anymore (nagsawa na), you still bring the same value meals and leave them to rot on your dining table. Continue reading How To Change Your Money Habits

How To Avoid Spending Too Much

Some of our relatives and people we know come home from the mall or the supermarket on a weekend or after payday with bags of goods that they definitely know they don’t need. Whether they admit it or not. Or are you just like them? 😉

There’s a new study that’s saying that there’s a simple solution to this kind of problem and we’re gonna find it out in a bit.

When we visited SM a few months back, a statue of Batman stood firm and tall between the toys’ section and the appliances display area of the department store. It’s as if Batman was saying to SM customers and window-shoppers, “Akong BAThala sa inyo.” 😉

And so we witnessed how many people in the appliances section were talking about buying that fancy P300-salt and pepper shakers on sale when you can actually get the same pair for less than P100 at the public market. Continue reading How To Avoid Spending Too Much

Why Emergency Cash Is Not Enough During Calamities

The provinces affected by the storm Yolanda has not yet fully recovered. But another howling hurricane battered the same places and destroyed even more, including Metro Manila. And the saddest thing to know is that a lot of Filipinos are not prepared for these natural calamities and a lot are clueless on what to do in the aftermath of these disasters.

For those who are building up their emergency funds, you should know that your contingencies should not only mean “cash” but also other important intangibles and physical preparation. Your emergency funds may not always be enough to make your loved ones feel safer.

In order to prepare you for the worst, here are some realizations and very important steps to take in order to protect your families, keep them safer and prepared before any natural calamity comes. Continue reading Why Emergency Cash Is Not Enough During Calamities