The Philippines is a small country with vast resources of untapped talents and people with almost boundless creative capabilities. Unfortunately, a handful of these individuals or groups are either incapable of funding their own projects, films, albums, books, social causes, and artworks or they just could not find a trusted venue to expose their works.
Struggling Filipino artists, bands, musicians, writers, filmmakers, and organizations have a lot of reasons to be grateful for the creation of ArtisteConnect.Com%
Being in the auditing and fraud investigating professions for sometime, I feel I have the responsibility to share what I have learned from this experience so that more people will be educated on best practices for fraud and identity theft detection and prevention.
It pays to be informed.
Just this afternoon, a Facebook friend posted her Professional Regulatory Commission ID Card complete with all juicy information such as her full name, profession, birth date, registration number, and the expiry date of her license. Continue reading Protect Yourself From Identity Theft (Part 1)
Our personal finance guru, Randell Tiongson will be conducting a free simple financial planning seminar for our OFWs based in Israel. Most of the invited attendees are members of our OFW UsapangPiso Forum based in Haifa and Tel Aviv.
As compared to our previous personal finance seminar in Singapore, which is actually several thousand miles away from where I am, this one is a little bit more challenging. In case you don’t know, telecommunication between Saudi Arabia and Israel is totally forbidden, even if they are just neighboring countries.
So close, yet so far away. Continue reading So Close,Yet So Far Away – Free Personal Finance Seminar for OFW’s in Israel
First, let us determine what bonds really are.
Bonds are a kind of “utang” (loan) by an investor from another individual or entity. It is classified as “fixed” because there is a specified interest rate and a specified maturity date or settlement period.
For example, I will borrow from you a principal amount of Php100 and i promise to pay you after 1 year with a fixed interest of 5%. Which means I will be returning to you an amount of Php105 at the promised (maturity) date after 1 year. Continue reading OFW’s Must Invest in Retail Bonds
You can start to earn or grow your business online by learning how to do it in most effective ways.
My online friend Heinz Bulos and his group Learning Curve will be holding an internet business super conference called WebCamp 2012 on November 28, 2012.
Times are a-changing, as Bob Dylan would sing. Soon, the days of harsh commuting around the Metro will be gone for those who seek to finally just work at home in front of their computer screens. A lot of people are starting to make a lot of “active” money on the Internet. From a decade back, individual netrepreneurs on eBay, Sulit, and Multiply have earned more by selling toys, accessories, or clothes. More bloggers are quitting their day jobs to start earning more online. Continue reading Know The Secrets in Making More Money Online! Join the WebCamp – Internet Business Super Conference 2012
If an OFW wants to put up an online business or start investing in various financial instruments, he has to have a savings account for him to facilitate his transactions efficiently.
However, opening a regular savings account in the Philippines may not be too affordable for an OFW because of high required minimum maintaining balance. Remember that OFWs’ remittances to family members back home are oftentimes consumed to the last drop that leaving at least Php2,000.00 in their bank account may not be possible at all. In fact, if only a Php1.00 coin can be withdrawn from the ATM, their loved ones back home will definitely do it.
So let’s identify what are the most affordable and convenient savings accounts available in the Philippines for OFWs to take advantage of. Continue reading What Are The Most Affordable Savings Accounts to Open for OFWs?
Too many times we hear our co-workers say, “wala na ‘kong pera eh” (I don’t have cash on hand anymore.). Ironically, you hear that line usually within five days after the last payday.
If you are one of them, it’s understandable if you are sending a kid or two to school. Or when a relative is sick back home and you need to regularly send a fixed amount on a monthly basis. That applies especially if you are working overseas or outside Metro Manila.
But if you are saying that line and you don’t have savings or investment, and you are holding on to a brand new iPhone or Galaxy tab, then you do not have the right to complain.
Continue reading You Can’t Complain “I Don’t Have Money”
Browsing through the websites of banks, stockbrokers and even some government agencies, you will sometimes encounter a button that says, “Apply Online” or “Open an Account Online”.
Let’s look at some samples of what you may encounter when you decide to open an account.
Continue reading Are Banks and Stockbrokers (and Government) Violating the E-Commerce Law?
Four Types of NERDS
Theoretically, there are four types of nerds in the world:
1) Those who were scammed and are crying in the rain
2) Those who were scammed and pretending they were not
3) Those who are waiting to be scammed
4) And those who HUNT for SCAMMERS
Continue reading I Am Scam Hunter